Gov/en/Portal:R&D/Innovations:Time Resource Bank: Difference between revisions

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-{{KidsIntro|Neighbours can swap help, rides, food, or a spare room using Miles Credits — a friendly way to share instead of always paying cash.}}
+{{KidsIntro|Neighbours can swap help, rides, food, or a spare room using Miles Credits: a friendly way to share instead of always paying cash. It is not money, more like a thank-you discount people give each other.}}
+{{ExpertIntro|The Time and Resource Bank and the Miles Credits are the same thing: "Miles" is a temporary working name. Miles Credits are not a currency: they are facilities, comparable to discounts, targeting unexploited resources (housing, transport, food, services). WikiDeal intends to bring the documentation that makes such exchanges safe and simple: compensatory measures, tutorials, alerts, advice, documented limits against abuse, and legal studies so that rings of trust work without disguised-salary risks.}}
+__TOC__
-== Time & Resource Bank ==
+= Time and Resource Bank (Miles Credits) =
-''Innovation — WikiDeal R&D''
+''Innovation, WikiDeal R&D''
 {| class="wikitable"
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 | Origin || 🟣 Cooperative Movement / SEL
 |-
-| Status || Prototype 1 — In testing
+| Status || Under study (July 2026, proposal)
 |}
-=== What is it? ===
+<span id="same-thing"></span>
-The Time & Resource Bank lets members exchange housing, transport, food, and services using Miles Credits. It draws on the tradition of time banks (SEL, LETS) and cooperative resource-sharing movements, turning Miles Credits into a community currency for mutual aid rather than profit.
+== One concept, one working name ==
-=== How it works on WikiDeal ===
+'''The Time and Resource Bank and the Miles Credits are the same thing.''' "Miles" is a temporary working name, chosen to be immediately understandable; it may change. The concept is also described, from the Credits angle, on the [[Gov/en/Portal:Economy/Miles-Credits|Miles Credits]] page of the Economy portal.
-Members offer and request resources and settle them in Miles Credits, which circulate within [[Gov/en/Portal:R&D/Innovations:Rings Of Trust|Rings of Trust]]. This builds local resilience and mutual support around non-monetary value. The matching and exchange mechanics are documented progressively as the platform evolves.
+<span id="not-a-currency"></span>
+== Not a currency ==
+Miles Credits are '''not a currency''': they are facilities, comparable to '''discounts'''. The working hypothesis, under legal study, is that like discounts they would not be taxed. They target '''unexploited resources''': unoccupied housing, food still perfectly edible but no longer sellable, under-used vehicles, and similar.
+Examples:
+* a late check-in at 4 pm instead of noon;
+* transport at fuel cost on a trip already planned;
+* the loan of a holiday house in low season against a paint job.
+The approach draws on the tradition of [https://en.wikipedia.org/wiki/Time-based_currency time banks] (SEL, LETS) and cooperative resource-sharing movements.
+<span id="what-wikideal-brings"></span>
+== What WikiDeal intends to bring ==
+People are generally open to this kind of exchange, but the risk today is that it is complicated, insufficiently documented and insufficiently regulated. WikiDeal intends to bring everything needed, in a very simple form: '''compensatory measures, tutorials, alerts, advice'''.
+When someone accepts an advantage, its '''limits are well documented''', which prevents abuse and creates more motivation to give and accept such advantages.
+<span id="legal-studies"></span>
+== Legal studies and rings of trust ==
+Legal studies aim at creating [[Gov/en/Portal:R&D/Innovations:Rings Of Trust|rings of trust]] without disguised-salary problems or other legal risks, so that people dare to be generous, humanist and solidary again, without fear of being punished for it.
+<span id="how-it-works"></span>
+== How it works on WikiDeal ==
+Members offer and request resources and settle them in Miles Credits, which circulate within [[Gov/en/Portal:R&D/Innovations:Rings Of Trust|Rings of Trust]]. This intends to build local resilience and mutual support around non-monetary value. The matching and exchange mechanics are documented progressively as the platform evolves.
 ----
-'''See also:''' [[Gov/en/Portal:R&D/Innovations:Main|All innovations]] · [[Gov/en/Portal:R&D/Main|R&D Portal]]
+'''See also:''' [[Gov/en/Portal:Economy/Miles-Credits|Miles Credits (Economy)]] · [[Gov/en/Portal:Economy/Rewards-Explained|Rewards explained]] · [[Gov/en/Portal:R&D/Innovations:Rings Of Trust|Rings of Trust]] · [[Gov/en/Portal:R&D/Innovations:Dual Credits|Dual Rewards]] · [[Gov/en/Portal:R&D/Innovations:Main|All innovations]] · [[Gov/en/Portal:R&D/Main|R&D Portal]]
 [[Category:Migration June 2026]]
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