Gov/en/Portal:Economy/Rewards-Explained
💡 In simple words: This page explains the rewards you can earn for helping WikiDeal.
⚠️ Not yet approved. This page describes a proposal that is still under community review. It is documented here so it can be discussed, improved and endorsed.
Rewards Explained — Cash Rewards & Miles Credits
| Rewards at a Glance | |
| Types | Cash Rewards 💰 + Miles Credits 🔗 |
| Gift | Separate, voluntary (see below) |
| Basis | Bonding Curve (real expenses) |
| Speculation? | ❌ None — transparent |
| FINMA | Sandbox / utility token |
| See also | Miles Market |
| See also | Terms & Conditions |
WikiDeal generates two types of Credits when you back the project or participate in its programmes. Understanding these Credits is key to understanding how WikiDeal works.
The Two Types of Rewards
💰 Cash Rewards (no guarantee*)
Cash Rewards are convertible to CHF — but without guarantee. Their availability depends on the financial health of the platform: how much revenue is generated by monthly subscriptions, how many users are active, and whether the budget covers costs. Cash Rewards are honest: if the platform doesn't generate enough revenue, Cash Rewards are not distributed that month. They represent a conditional claim on future subscription revenue, not a debt.
- Convertible to CHF when funds allow
- Possible annual value increase of up to 5% (proposed max cap — open question, not guaranteed)
- Held in your personal account (Priority 2)
- Tax applies at cash-out
- No financial return is guaranteed. See Terms & Conditions and FINMA sandbox rules.
🔗 Miles Credits
Miles Credits are exchangeable for services and goods within the WikiDeal ecosystem — within Rings of Trust (agreements between ≥2 User Groups). Miles Credits are not convertible to CHF, but they have real value: housing, transport, food, tutoring, and many other services can be accessed with Miles Credits. Their value is determined by the Miles Market algorithm.
- Exchangeable for services within Rings of Trust
- Value determined algorithmically (supply & demand)
- Not convertible to CHF directly
- Earned through volunteering, programme participation
- Usage coefficients: 1 (restricted) to 10 (widely accepted)
Gift — A Separate, Voluntary Concept
What is a Gift? A Gift is a voluntary Donation from a funder or participant to the WikiDeal community pool. It is NOT a type of Credit — it is a separate act. The amount of Gifts available depends on the pressure degree:
- Less pressure from funders = more Gifts by default (community benefit maximized)
- More pressure for personal return = fewer Gifts (deducted from the bonding curve)
- Gift WIL is dedicated to community-benefit purposes: subsidized memberships, User Group grants, common pool
Gifts appear in FAQ and T&C pages, not in the main user flow. When you back WikiDeal, you choose between Cash Rewards and Miles Credits — Gift is an optional, voluntary layer.
The Mathematical Relationship — Bonding Curve
All Credits are generated by the Bonding Curve — a mathematical formula that determines how many Credits you receive per CHF contributed:
Available Credits = Bonding Curve − Gifts
Where: Bonding Curve = f(CHF contributed, position in curve) Gifts = f(Miles pressure + Miles in common pot not consumed)
Cash Rewards depend on: financial budget security Miles Credits depend on: community activity + Ring capacity
Key properties of this formula:
- Gifts depend on: combined Miles pressure + Miles in the common pot not yet consumed
- Cash Rewards depend on: the platform's financial budget security
- Everything moves based on real expenses — no speculation, no invented values
- Early funders get more Credits per CHF (bonding curve rewards early commitment)
"Stimulating but not speculative at all — because everything is transparent."
The Boost Mechanism
The Boost mechanism is the auto-regulator between Cash Rewards and Miles Credits:
- Phase 1 — Miles first: When the platform is growing, Miles Credits increase first. More services are available → community activity grows → Miles value rises.
- Phase 2 — Cash follows: As the service economy grows, subscription revenue grows → Cash Rewards (no guarantee*) become available → funders can convert to CHF.
The Boost ratio changes based on the platform's NEEDS — not based on speculation or market sentiment. When the platform needs more community activity, Miles ratio increases. When revenue is secure, Cash ratio increases.
Boost Ratio = f(Active funders / Platform funding needs)
Early stage: 70% Cash Rewards / 30% Gift Growth stage: 40% Cash Rewards / 60% Gift (more community benefit) Mature stage: Equilibrium based on real subscription revenue
The Currency Name — The WIL Hypothesis
The name WIL (WikiDeal Contribution Licence) is a hypothesis — not a final decision. The WikiDeal community may evolve this name as the project grows. What matters is not the name, but the concept:
- 1 WIL = 1 month of platform usage = CHF 1 nominal value
- WIL exists in two main forms for users: Cash Rewards (no guarantee*) and Miles Credits
- Gift is a voluntary layer, not a type of WIL per se
- If adopted, the annual value increase (x%, up to a 5% cap) would be defined by a transparent algorithm; whether and at what rate it applies is still to be decided during Prototype 1
The community may propose alternative names via the Open Call process. The underlying mathematics and principles are immutable; the label is not.
Transparency and Honest Accounting
WikiDeal's credit system is built on a principle of radical transparency:
- At-cost: All Commissions are charged at cost — no profit extracted by the platform beyond operating expenses
- Real expenses only: Credits are only distributed when real revenue exists to back them
- Public ledger: All Credits generated, distributed, and redeemed are logged publicly
- No hidden fees: The bonding curve formula is published and immutable
- FINMA sandbox: WikiDeal operates under Swiss FINMA sandbox rules for experimental financial mechanisms
- Cash Rewards are subject to platform revenue availability. No financial return is guaranteed.
→ See also: Miles Market | 12 Programmes | Terms & Conditions | FAQ | Glossary
Replicable Model: Every User Group Can Launch Its Own Funding
One of WikiDeal's most innovative features: every User Group can launch its own funding campaign using the exact same methodology as WikiDeal Core. The same bonding curve, the same Cash Rewards and Miles Credits, the same Gift mechanism operating in the background.
This means:
- The Babysitting User Group can run its own bonding curve to fund local deployment
- The Street Fundraising User Group can attract funders specifically for NGO fundraising Infrastructure
- Any new User Group can bootstrap itself using a proven, transparent funding model
The model is fractal: WikiDeal Core funds the platform. User Groups fund their specific marketplaces. The same machine operates at every level — transparent, at-cost, non-speculative, governed by the Boost mechanism.