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{{KidsIntro|This page explains why people choose to give money to help WikiDeal grow.}}
{{KidsIntro|This page explains why people choose to give money to help WikiDeal grow.}}
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== Position Paper: Why Fund WikiDeal? ==
== Position Paper: Why Fund WikiDeal? ==
Line 10: Line 8:
| WIL nominal
| WIL nominal
| CHF 1.00
| CHF 1.00
|-
| Annual increase
| 5% in CHF
|-
| Year 5 value
| CHF 1.22
|-
| Year 10 value
| CHF 1.63
|-
|-
| Currency anchor
| Currency anchor
Line 27: Line 16:
|-
|-
| Algorithm
| Algorithm
| Public & immutable
| Public & auditable (no retroactive changes)
|}
|}


This position paper articulates the arguments for funding WikiDeal through the WIL system. It is written for potential funders who are evaluating WikiDeal alongside traditional contribution products, cryptocurrencies, and social-impact giving. The paper presents financial, social, and strategic arguments.
This position paper articulates the arguments for funding WikiDeal through the WIL (WikiDeal License) system. It is written for potential funders who are evaluating WikiDeal alongside traditional contribution products, cryptocurrencies, and social-impact giving. The paper presents financial, social, and strategic arguments.


=== 1. The Financial Case: 5% Annual Value Increase ===
=== 1. The Redistribution Case ===
Credits gain '''5% in CHF value each year'''. This is not a speculative promise — it is a defined algorithm embedded in the WikiDeal protocol, as immutable as the [[Gov/en/Portal:R&D/Innovations:Bonding Curve|bonding curve]] formula. The 5% increase is calculated annually on the CHF nominal value of 1 WIL (initially CHF 1.00).
A possible annual percentage increase on rewards is under study through a draft [[Gov/en/Portal:R&D/Innovations:Annual Value Increase|Open Call]] (not yet launched); no percentage is decided.


This compares favorably with:
'''Important:''' WIL is not a financial security under Swiss law. It represents conditional rights on future subscription revenue from WikiDeal users. Fund WikiDeal as you would support a cooperative you believe in, with the understanding that any redistribution depends on the platform's success.
 
* '''Swiss savings accounts:''' 0.1–0.5% annual interest
* '''Swiss government bonds:''' 0.8–1.5% yield
* '''Inflation-linked instruments:''' variable, but typically 1–3%
* '''Real estate (CHF):''' 3–5% nominal, but with much higher capital requirements and illiquidity
 
WikiDeal WIL offers a comparable or superior nominal return to most conservative CHF-denominated instruments, with the added benefit of direct social impact and community participation rights.
 
'''Important:''' WIL is not a financial security under Swiss law. It represents conditional rights on future subscription revenue from WikiDeal users. The 5% annual increase is defined algorithmically — it is not guaranteed by the Swiss financial market authority. Fund WikiDeal as you would support a cooperative you believe in, with the understanding that returns depend on the platform's success.


=== 2. The Bonding Curve Advantage: Earlier = Better ===
=== 2. The Bonding Curve Advantage: Earlier = Better ===
WikiDeal's bonding curve means that the earlier you back, the more WIL you receive per CHF contributed. The curve starts at a ×100 discount (CHF 0.10 per WIL) and ends at ×30 (CHF 0.33 per WIL) when CHF 1M is raised. This creates a genuine early-funder advantage:
WikiDeal's bonding curve means that the earlier you back, the more WIL you receive per CHF contributed. The curve starts at a ×100 discount (CHF 0.10 per WIL) and ends at ×30 (CHF 0.33 per WIL) when CHF 1M is raised. The earlier the contribution, the stronger the acknowledgment:
 
* A CHF 100 contribution at the start yields 1,000 WIL
* A CHF 100 contribution near the end yields approximately 300 WIL
* Both sets of WIL benefit equally from the 5% annual value increase


This is not speculative price appreciation (as in cryptocurrency). The advantage is structurally guaranteed by the immutable algorithm. Early funders are rewarded for taking on more risk — the platform is less proven, and their confidence is what makes the project possible.
* A CHF 100 contribution at the start brings 1,000 WIL
* A CHF 100 contribution near the end brings approximately 300 WIL


=== 3. WikiDeal vs Bitcoin vs Gold ===
This is not speculative price appreciation (as in cryptocurrency). The advantage is structurally defined by the published algorithm: the multiplier applied at the moment of a contribution is final for that contribution and cannot be changed retroactively. Early funders receive a stronger acknowledgment because they commit when the platform is less proven: their confidence is what makes the project possible.
Potential funders often compare WIL to Bitcoin or gold as "alternative" assets. The comparison reveals important distinctions:


{| class="wikitable wikitable"
=== 3. Not a speculative asset ===
|-
! Attribute
! WIL (WikiDeal)
! Bitcoin
! Gold
|-
| Currency anchor
| CHF (Swiss Franc)
| None (floating)
| None (floating)
|-
| Annual return
| 5% (defined)
| Highly variable
| ~3–5% long-term, volatile
|-
| Regulatory framework
| Swiss foundation law
| Unregulated / varies
| Regulated commodity
|-
| Algorithm
| Public, immutable, auditable
| Libre licensed (complex)
| Market pricing
|-
| Social impact
| Direct (deprivatization)
| None / negative (energy)
| None
|-
| Governance rights
| Yes (1 WIL = 1 vote)
| Indirect (mining/nodes)
| None
|-
| Liquidity
| Low (platform-internal)
| High
| Medium
|}


WIL is not trying to compete with Bitcoin as a speculative asset. It is a participation token with a defined, CHF-anchored value trajectory. Its liquidity is intentionally limited — it rewards long-term commitment over short-term trading.
Potential funders sometimes compare WIL to speculative assets such as Bitcoin or gold. The comparison does not hold, and it is not the intention: a WikiDeal contribution is a donation, acknowledged with Rewards whose redistribution follows transparent, rule-based mechanisms (the [[Gov/en/Portal:Economy/Bonding-Curve|bonding curve]] and [[Gov/en/Portal:Economy/Need-Driven-Funding|Need-Driven Funding]]), anchored in CHF and funded by real subscription revenue. WIL is not designed to be traded: its liquidity is intentionally limited, and it acknowledges long-term commitment to the project rather than short-term trading.


=== 4. Dual Benefit: Cash Rewards + Miles Credits ===
=== 4. Dual Benefit: Rewards + Karma tokens ===
Unlike a simple contribution return, funding WikiDeal produces three simultaneous benefits:
Funding WikiDeal produces three simultaneous benefits:


==== 💰 Cash Rewards (no guarantee*) ====
==== 💰 Rewards (no guarantee*) ====
A portion of your WIL is designated Cash Rewards (no guarantee*) — convertible to CHF when users subscribe. As more users pay their WikiDeal Membership subscription, your Cash Rewards (no guarantee*) is redeemed progressively. This is your financial return, growing at 5%/year.
A portion of your WIL is designated Rewards (no guarantee*) — convertible to CHF when users subscribe. As more users pay their WikiDeal Membership subscription, your Rewards (no guarantee*) is redeemed progressively. This is a progressive community redistribution, not a return on investment.


==== 🔗 Community Contribution (automatic) ====
==== 🔗 Community Contribution (automatic) ====
A portion of your Credits flows automatically to the WikiDeal community pool as determined by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer|Balance Boost]] mechanism — funding subsidized access, shared Infrastructure, and User Group activities. This is not a choice you make — it happens transparently based on platform needs. See [[Gov/en/Portal:Economy/Cash-Rewards|Rewards Explained]] for the full breakdown.
A portion of your Credits flows automatically to the WikiDeal community pool as determined by the [[Gov/en/Portal:R&D/Innovations:Need-Driven Funding|Need-Driven Funding]] mechanism — funding subsidized access, shared Infrastructure, and User Group activities. This is not a choice you make — it happens transparently based on platform needs. See [[Gov/en/Portal:Economy/Rewards|Rewards Explained]] for the full breakdown.


==== 🔗 Miles Ecosystem ====
==== 🔗 Karma Token Ecosystem ====
[[Gov/en/Portal:Economy/Miles-Credits|Miles Credits]] gives you access to the complementary currency network — exchangeable for housing, transport, food, and services within [[Gov/en/Portal:Trust-Safety/Rings-of-Trust|Rings of Trust]]. The more Rings exist, the more valuable your Miles become.
[[Gov/en/Portal:Economy/Karma-Tokens|Karma tokens]] give you access to the complementary currency network — exchangeable for housing, transport, food, and services within [[Gov/en/Portal:Trust-Safety/Rings-of-Trust|Rings of Trust]]. The more Rings exist, the more valuable your Karma tokens become.


=== 5. Exit to Community = Long-Term Sustainability ===
=== 5. Exit to Community = Long-Term Sustainability ===
Line 125: Line 60:
The impact is not abstract. It is measured in Commission points: the difference between 25% extracted by a platform and 1.5% at-cost by WikiDeal is money that stays in the pocket of the babysitter, the driver, the fundraiser.
The impact is not abstract. It is measured in Commission points: the difference between 25% extracted by a platform and 1.5% at-cost by WikiDeal is money that stays in the pocket of the babysitter, the driver, the fundraiser.


=== 7. Value Projections: 10-Year WIL Value at 5% Compound ===
'''See also:''' [[Gov/en/Portal:Economy/What-You-Get|What You Get]] 25 Innovations Fund WikiDeal Reward Simulation [[Gov/en/Portal:Onboarding/Glossary|Glossary]]
Starting from CHF 1.00 nominal value at year 0 (first WIL minted):
 
{| class="wikitable projection-table"
|-
! Year
! WIL Value (CHF)
! Return on CHF 1,000 funding
! Cumulative increase
|-
| 0 (now)
| CHF 1.00
| CHF 1,000
| —
|-
| 1
| CHF 1.05
| CHF 1,050
| +5.0%
|-
| 2
| CHF 1.10
| CHF 1,103
| +10.3%
|-
| 3
| CHF 1.16
| CHF 1,158
| +15.8%
|-
| 4
| CHF 1.22
| CHF 1,216
| +21.6%
|-
| 5
| CHF 1.28
| CHF 1,276
| +27.6%
|-
| 6
| CHF 1.34
| CHF 1,340
| +34.0%
|-
| 7
| CHF 1.41
| CHF 1,407
| +40.7%
|-
| 8
| CHF 1.48
| CHF 1,477
| +47.7%
|-
| 9
| CHF 1.55
| CHF 1,551
| +55.1%
|-
| 10
| CHF 1.63
| CHF 1,629
| +62.9%
|}
 
Note: These projections assume the 5% annual increase is implemented as specified in Prototype 1. The actual realization of Cash Rewards (no guarantee*) returns depends on user subscription growth. The 5% increase applies to WIL nominal value, not to cash already distributed.
 
'''See also:''' [[Gov/en/Portal:Economy/What-You-Get|What You Buy]] 25 Innovations Fund WikiDeal Reward Simulation [[Gov/en/Portal:Onboarding/Glossary|Glossary]]


[[Category:Migration June 2026]]
[[Category:Migration June 2026]]

Latest revision as of 00:19, 17 July 2026

💡 In simple words: This page explains why people choose to give money to help WikiDeal grow.


Position Paper: Why Fund WikiDeal?

Quick Facts

WIL nominal CHF 1.00
Currency anchor Swiss Franc (CHF)
Foundation Ynternet.org (Swiss)
Algorithm Public & auditable (no retroactive changes)

This position paper articulates the arguments for funding WikiDeal through the WIL (WikiDeal License) system. It is written for potential funders who are evaluating WikiDeal alongside traditional contribution products, cryptocurrencies, and social-impact giving. The paper presents financial, social, and strategic arguments.

1. The Redistribution Case

A possible annual percentage increase on rewards is under study through a draft Open Call (not yet launched); no percentage is decided.

Important: WIL is not a financial security under Swiss law. It represents conditional rights on future subscription revenue from WikiDeal users. Fund WikiDeal as you would support a cooperative you believe in, with the understanding that any redistribution depends on the platform's success.

2. The Bonding Curve Advantage: Earlier = Better

WikiDeal's bonding curve means that the earlier you back, the more WIL you receive per CHF contributed. The curve starts at a ×100 discount (CHF 0.10 per WIL) and ends at ×30 (CHF 0.33 per WIL) when CHF 1M is raised. The earlier the contribution, the stronger the acknowledgment:

  • A CHF 100 contribution at the start brings 1,000 WIL
  • A CHF 100 contribution near the end brings approximately 300 WIL

This is not speculative price appreciation (as in cryptocurrency). The advantage is structurally defined by the published algorithm: the multiplier applied at the moment of a contribution is final for that contribution and cannot be changed retroactively. Early funders receive a stronger acknowledgment because they commit when the platform is less proven: their confidence is what makes the project possible.

3. Not a speculative asset

Potential funders sometimes compare WIL to speculative assets such as Bitcoin or gold. The comparison does not hold, and it is not the intention: a WikiDeal contribution is a donation, acknowledged with Rewards whose redistribution follows transparent, rule-based mechanisms (the bonding curve and Need-Driven Funding), anchored in CHF and funded by real subscription revenue. WIL is not designed to be traded: its liquidity is intentionally limited, and it acknowledges long-term commitment to the project rather than short-term trading.

4. Dual Benefit: Rewards + Karma tokens

Funding WikiDeal produces three simultaneous benefits:

💰 Rewards (no guarantee*)

A portion of your WIL is designated Rewards (no guarantee*) — convertible to CHF when users subscribe. As more users pay their WikiDeal Membership subscription, your Rewards (no guarantee*) is redeemed progressively. This is a progressive community redistribution, not a return on investment.

🔗 Community Contribution (automatic)

A portion of your Credits flows automatically to the WikiDeal community pool as determined by the Need-Driven Funding mechanism — funding subsidized access, shared Infrastructure, and User Group activities. This is not a choice you make — it happens transparently based on platform needs. See Rewards Explained for the full breakdown.

🔗 Karma Token Ecosystem

Karma tokens give you access to the complementary currency network — exchangeable for housing, transport, food, and services within Rings of Trust. The more Rings exist, the more valuable your Karma tokens become.

5. Exit to Community = Long-Term Sustainability

Many social-impact platforms fail because they depend on founder charisma or donor fatigue. WikiDeal is designed to become more community-owned over time — not less. As more users join and the bonding curve fills, governance rights shift progressively to the user base.

This means funding WikiDeal is not just supporting a current product — it is seeding an institution that is designed to outlast its founders. The Exit to Community model, pioneered by Nathan Schneider and embedded in WikiDeal's founding architecture, ensures that early funders are contributing in a transfer of power, not a concentration of it.

6. Social Impact: Deprivatizing Markets

Every CHF contributed to WikiDeal funds the deprivatization of a market that currently extracts value from vulnerable workers and consumers. Babysitters paying 25% to care.com, drivers paying 30% to Uber, fundraisers working on Commission for charities that capture most of the value — these are the markets WikiDeal targets.

The impact is not abstract. It is measured in Commission points: the difference between 25% extracted by a platform and 1.5% at-cost by WikiDeal is money that stays in the pocket of the babysitter, the driver, the fundraiser.

See also: What You Get 25 Innovations Fund WikiDeal Reward Simulation Glossary

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