Markets/en/Portal:Microcredit/Statistics:Microcredit
馃挕 In simple words: This page shows numbers about small loans. It tells us how many people use these loans and what problems happen most often. The real private details stay secret and safe.
馃幆 In 20 seconds (scientific summary): This emerging statistics framework for microcredit portals aggregates usage metrics and error pattern data while maintaining anonymity. We are heading towards establishing standardized quantitative indicators across cooperative lending platforms, tracking contract utilization rates and common risk manifestations. This hypothesis proposes that transparent, aggregated data publication strengthens portal governance without compromising individual privacy.
This is a draft page, under construction. Status: initial hypothesis, proposed as a base for discussion. It is intended to host the statistics section of the Microcredit portal. This element of the portal structure is explained on the Portal Structure Model page (section "10. Statistics").
Microcredit: statistics
Under construction. This page is intended to publish aggregated, anonymised figures: usage statistics and statistics of common errors, part of the data that is published by design, never the private variables entered in individual contracts.
Usage statistics
To be defined: how often the contracts of this portal are used, completed or disputed.
Statistics of common errors
To be defined: for example, how many times on average a given form of strong risk occurs.
See also
Portal structure (model)
This page is part of the standard structure of the Microcredit portal. Each market portal offers the same set of content types, even when some are still empty:
| 馃搵 Portal structure: how this market portal works 路 full model | |
|---|---|
| Rules of the game | Portal Main, the governing conventions for this portal |
| Base contract | Contract Base, the foundation contract and its clause cultures |
| Models | Contract Model(s), concrete models built on the base |
| Amendments | Base Amendment 路 Model Amendment |
| Addenda (avenants) | Base Addendum 路 Model Addendum |
| Lawyer-validated | Contract Validated, contracts validated by lawyers |
| Legal references | Legal Reference, by country and language |
| Compensation | Compensation, Conditions 路 Pricing & Scales 路 Karma tokens |
| Use cases | Use cases, real pilot examples |
| Alerts & prevention | Alerts & prevention, alerts, risks and common errors together |
| Statistics | Statistics, usage statistics and common error statistics |
| Signature | Signature, signature management, see the open call on contract signature |
| Tutorials | Tutorials 路 FAQ |
| Debates | Debates (Talk) |
Some sections may still be empty: they are listed so the structure is available and ready to fill. Each element is explained on the Portal Structure Model page.