Gov/en/Portal:R&D/Open-Call:Reverse Abuse
💡 In simple words: This is an invitation to clever people everywhere: show us the smart, legal money tricks that the super-rich use — so we can use the very same tricks, but to help ordinary people and small producers instead. Everyone is welcome to send ideas.
⚠️ Not yet approved. This page describes a proposal that is still under community review. It is documented here so it can be discussed, improved and endorsed.
Open Call: Reverse Abuse — Legal Financial-Optimization Proposals
Open Call (preview) — part of the Reverse Abuse programme · Open Call method
| Call type | Improvement / Substitution proposals |
| Theme | Advanced legal financial optimization, redirected to users and small producers |
| Scope | Open to everyone — open to all lawful structures and ideas |
| Planned in | Prototype 1 (as strategic communication for major economic media) |
| Status | Preview — formal evaluation via seasonal Open Call cycles |
What this call invites
This Open Call invites the community — and the world — to propose highly advanced, fully legal financial-optimization structures, of the kind normally reserved for the very wealthy and large multinationals, but re-oriented so that the value flows to users, small producers and the commons rather than to a handful of shareholders.
The principle follows the Reverse Abuse logic: same legal tools, opposite direction. Everything proposed must be lawful — this is legal optimization, not tax fraud and not money laundering — and must serve a non-profit finality (benefit to producers and community).
Illustrative examples (starting points, not limits)
These examples are given to spark ideas. The call is open to everything lawful.
- The "Buy, Borrow, Die" / securities-backed loan method. Wealthy individuals (a method publicly associated with figures such as Elon Musk) avoid a taxable sale by borrowing against their own appreciating shares or stock options instead of selling them: the loan is not taxable income, no capital-gains event is triggered, and they keep ownership and voting rights. Reverse Abuse variant: a company that goes through an IPO whose shares are owned by the users, with a clear, transparent appreciation in value on the market — but user-owned — so that the same liquidity-without-sale mechanics benefit the community rather than a single founder.
- Securities-backed lending for collective estate / treasury planning. The same lending structures used for private inheritance-tax planning, applied instead to user-owned cooperative treasuries, to unlock liquidity for producers without dismantling community ownership.
- User-owned holding & supply-chain repatriation structures. Entities with the same legal statutes as multinationals (holdings, cross-border structures) but with non-profit finality, used to repatriate margins back to producers via compensation funds and syndicates — as described in the parent Reverse Abuse programme.
Additional lawful examples are welcome and encouraged — this list is a starting point, not a boundary.
Why a public Open Call
Beyond its economic function, this call has an explicit strategic-communication purpose within Prototype 1: to demonstrate, in a way that is communicable in mainstream economic media, that the financial techniques associated with extreme wealth concentration can be turned into a credible, lawful alternative that serves the many. It shows an alternative that economic journalists and the wider public can understand and discuss.
How to propose
Proposals follow the standard Open Call method and are evaluated in the seasonal cycles (March 21 · June 21 · September 21 · December 21). A valid proposal should specify: the exact legal structure proposed; the lawful basis and jurisdictions; how value is repatriated to users / producers; the non-profit finality and governance; and full AI-transparency disclosure if AI tools were used.
See also: Reverse Abuse · Open Call · Exit to Community · Programmes