Gov/en/Portal:Economy/Cash-Rewards
💡 In simple words: Cash rewards are real money you can earn on the platform for helping out or doing good work. When you contribute something useful, you can get paid back in cash.
⚠️ Not yet approved. This page describes a proposal that is still under community review. It is documented here so it can be discussed, improved and endorsed.
Wiki Core · Concept
Cash Rewards
Cash Rewards at a Glance
| Symbol | 💰 |
| Currency | CHF (conditional) |
| Guarantee | None* |
| Annual increase | +5% (transparent algorithm) |
| Tax event | At cash-out only |
| Priority | P2 (personal) |
| See also | Rewards Explained |
| See also | Bonding Curve |
| See also | Funding Contract |
Cash Rewards are a type of WikiDeal Reward that can be converted to CHF — but without guarantee. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.
Cash Rewards are honest: if the platform doesn't generate enough revenue, Cash Rewards are not distributed that month.
What Are Cash Rewards?
When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the bonding curve algorithm. Depending on your chosen reward type (Priority 2), you receive Cash Rewards in your personal account.
Cash Rewards accumulate over time and gain a 5% annual value increase via a transparent, defined algorithm. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.
How Cash Rewards Work
- Funding contribution — You contribute CHF via the funding flow.
- Bonding curve processing — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
- Credit allocation — Your Credits are split by the Balance Boost mechanism into Cash Rewards (P2) and community pool contributions.
- Value appreciation — Credits gain 5%/year in CHF value automatically.
- Cash-out — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via funding.wikideal.net.
Tax Implications
Cash Rewards are not taxable when earned. Tax implications arise only at the moment of cash-out, when Credits are converted to CHF. This is consistent with Swiss tax law for utility credits and supports FINMA sandbox classification as a utility token (not a security).
Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.
The 5% Annual Value Increase
Every Cash Credit increases in CHF value by 5% per year, calculated by a transparent algorithm. This is not a market return or speculation — it is a defined formula applied uniformly to all Credits regardless of market conditions.
CHF value at year N = face_value × (1.05)^N Example: CHF 1.00 Credit at year 0 → Year 1: CHF 1.05 → Year 5: CHF 1.28 → Year 10: CHF 1.63
Needs Addressed
Cash Rewards address the legitimate financial interests of early funders who take on the highest risk. When WikiDeal has few users, the platform is unproven — early funders deserve recognition for their trust. Cash Rewards provide a conditional path to financial return without creating speculative pressure or securities-law complexity.
No Guarantee — An Honest Design
The absence of guarantee is not a weakness — it is the honest architecture. WikiDeal does not promise what it cannot deliver. Cash Rewards will be distributed when and only when subscription revenue allows. This aligns funder interests with platform growth, not with speculation.
- No financial return is guaranteed. See Terms & Conditions and FAQ for full details. FINMA sandbox rules apply.
See also: Rewards Explained Miles Credits Bonding Curve Balance Boost Subscription Model Funding Contract FAQ
💡 Improve this concept — submit a proposal via Open Call