Gov/en/Portal:R&D/Innovations:Double Commission

💡 In simple words: When people exchange things on WikiDeal, they only pay the "real cost" to keep the platform running safely. There are no secret fees to make rich owners richer. It's like a cooperative where everyone works together to keep prices fair and low.

🎯 In 20 seconds (scientific summary): The Double Commission is a proposed fee structure designed to operate strictly at "real cost." It consists of a platform fee to maintain technical infrastructure and a User Group fee for local organization. Unlike speculative platforms that extract profit for shareholders, this cooperative model eliminates profit margins, aiming for commissions roughly 20% lower than commercial equivalents. The model combines professional services with volunteer contributions to maintain affordability, supporting socio-economic rebalancing and the "long tail" of independent actors.

Origin	🔵 Wikimedia Foundation / Cooperative models
Status	Prototype 1 - In testing

Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural: closed platforms have shareholders to satisfy, so fees tend to grow opaquely to generate profit. The Double Commission aims to take the opposite path: a cooperative approach operating strictly at real cost.

The core principle: At real cost, without profit

The fundamental concept behind the Double Commission is the "real cost" economy, inspired by housing cooperatives (like those under the Swiss Federal Office for Housing) and mutual insurance cooperatives.

Because WikiDeal has no investors seeking dividends—only users acting as partners—there is no need to generate a profit margin. The commissions are defined transparently based on what is strictly necessary to run the service: accounting audits, daily management, and infrastructure.

This model aims to be approximately 20% cheaper than speculative commercial platforms. For example, in the transport sector where commercial platforms might charge 30%, a cooperative approach could lower this to around 10%. In the housing sector, cooperative rents are typically 20% below speculative market rates.

Combining professionalization and volunteering

To maintain these low real costs, the ecosystem relies on a hybrid model. During the startup phase, and permanently thereafter, the system mixes professional paid work (salaries or mandates) with volunteer contributions.

This is similar to the evolution of the Wikimedia Foundation and its User Groups over 25 years: moving from a single structure to dozens of professionalized entities, but always retaining a strong base of volunteering. Some people might provide paid services, while others volunteer time to support the cooperative itself. The cursor between volunteerism and professionalization adjusts dynamically, but the primary indicator remains constant: keeping real costs low and affordable.

How the Double Commission works

Every transaction on WikiDeal would carry two transparent commissions:

• The WikiDeal platform fee: sustains the common technical and governance infrastructure.
• The User Group fee: supports the local or thematic community handling the exchange (organization, welcoming newcomers, support).

Both are charged strictly at cost and shown openly.

Flexible packages and internal competition

Commissions are not fixed, universal percentages. They are flexibilized based on user choices and the specific policies of different User Groups.

For instance, a User Group might offer a commission package that includes mandatory cancellation insurance or high-level support, while another might offer a lower commission with no insurance and less support. For recurring transactions (like a long-term rental extension or regular transport), the effort required from the platform drops, and the commission could drop proportionally.

This creates healthy internal competition: User Groups will propose different definitions of "real cost" and different service packages, allowing users to make conscious choices.

Socio-economic rebalancing (The Long Tail)

By operating at real cost, the Double Commission does more than just lower prices. It is a tool for socio-economic rebalancing.

In today's speculative economy, transaction after transaction, a fraction of the value is siphoned off to a tiny minority—the 1% who own the majority of global wealth (as highlighted by UN inequality reports). By eliminating this extractive profit, value stays within the "long tail" of independent actors and local communities. The goal is not to aggressively crush competitors like multinational tech monopolies do, but to inclusively gather all the actors of the long tail into a fair-trade framework.

Keeping costs low also acts as a powerful support mechanism for families in socio-economic fragility. Much like institutional social programs (such as the Bolsa Família in Brazil, where reports show most beneficiaries use the aid for an average of 3 years before exiting poverty), the WikiDeal cooperative model aims to provide temporary, community-driven economic relief that helps people get back on their feet.

Philosophical vision: Taking back the economy

Ultimately, the Double Commission is tied to WikiDeal's Founding Question. It represents a philosophical shift: users taking the economy back into their own hands to manage it better.

It proves that a global marketplace can be owned, run, and sustained by its users, at real cost, turning an extractive economy into a mutualist one.

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See also: All innovations · R&D Portal