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Gov/en/Portal:Economy/Rewards: Difference between revisions

Cash-out: remove funding.wikideal.net link (URL not available yet, Theo 2026-07-03) + em-dash fix
Remove 5% annual value increase explanations; replace with pointer to draft Open Call (order Theo 2026-07-03)
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| Annual increase
| Annual increase
| Up to +5%/year (proposed max — open question)
| Under study (draft [[Gov/en/Portal:R&D/Innovations:Annual Value Increase|Open Call]])
|-
|-
| Tax event
| Tax event
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When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Rewards in your personal account.
When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Rewards in your personal account.


Rewards accumulate over time and may gain an annual value increase. The rate is '''not decided''': a maximum cap of 5%/year is proposed, but whether it applies, and at what rate (''x%'', up to 5%), is an open question to be settled during Prototype 1. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.
Rewards accumulate over time. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.


=== How Rewards Work ===
=== How Rewards Work ===
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# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.
# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.
# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.
# '''Cash-out''' When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].
# '''Cash-out:''' When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF.


=== Where the money comes from: subscription revenue ===
=== Where the money comes from: subscription revenue ===
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Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.
Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.


=== Annual Value Increase (proposed, open question) ===
=== Annual Value Increase ===


It is proposed that Cash Credits could increase in CHF value by '''up to 5% per year''' — with 5% as a maximum-cap hypothesis, not a guaranteed rate. Whether this is implemented, and the exact rate (''x%''), remains an open economic question to be decided during Prototype 1. It would not be a market return or speculation, but a defined, transparent formula — if adopted.
A possible annual percentage increase on rewards is under study through a draft [[Gov/en/Portal:R&D/Innovations:Annual Value Increase|Open Call]] (not yet launched); no percentage is decided.
 
''Illustration only, assuming the 5% maximum-cap hypothesis were adopted:'' CHF value at year N = face_value × (1.05)^N → e.g. CHF 1.00 at year 0 becomes about CHF 1.05 (year 1), CHF 1.28 (year 5), CHF 1.63 (year 10). The real rate could be lower (''x%'') or the mechanism may not be implemented at all — no guarantee.


=== Needs Addressed ===
=== Needs Addressed ===