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Gov/en/Portal:Economy/Cash-Rewards: Difference between revisions

Migration content (make visible in Recent changes)
Add subscription-funded mechanism, two 50M blocks (early supporters + funders), and estimated 1-10yr (avg 3-4yr) cash-out horizon with explicit no-guarantee framing
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# '''Value appreciation''' — Credits gain 5%/year in CHF value automatically.
# '''Value appreciation''' — Credits gain 5%/year in CHF value automatically.
# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].
# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].
=== Where the money comes from: subscription revenue ===
Cash Rewards are '''funded directly from subscription revenue'''. At the start, the revenue collected from the CHF 1/month subscriptions is allocated to the holders of Cash Rewards. As these holders are progressively paid out, their number decreases over time.
The system is sized so that Cash Rewards are fully honoured once the platform has reached '''CHF 100 million in cumulative collections'''. As an order of magnitude: with roughly 1 million active users (≈ CHF 12/year each), reaching CHF 100 million in collections would take on the order of '''10 years'''. If adoption grows faster — for example reaching 3 million users within 3 years — that horizon shortens accordingly.
=== Two blocks of Cash Rewards (Prototype 1) ===
Within the Prototype 1 framework, Cash Rewards are split into '''two distinct blocks''':
* '''Early supporters''' — '''50 million''' Cash Rewards
* '''Funders / donors (funding contributions)''' — '''50 million''' Cash Rewards
That is '''100 million Cash Rewards in total''', drawn down from subscription revenue as it accrues.
=== How long to cash out? (estimated, no guarantee) ===
The time needed to cash out Cash Rewards depends entirely on how much the platform is used. To be deliberately cautious, the cash-out horizon is described as ranging '''between 1 and 10 years''', with an '''estimated average of 3 to 4 years'''.
{{!}} '''⚠️ This figure is purely theoretical. There is no guarantee whatsoever.''' It is an '''estimated projection''', not a promise. The actual timing will depend on the platform's attractiveness and adoption. A faster uptake (more users, more subscription revenue) shortens the horizon; slow adoption lengthens it — or, in the honest design, may mean Cash Rewards are simply not distributed in a given period.


=== Tax Implications ===
=== Tax Implications ===