Gov/en/Portal:Onboarding/Glossary: Difference between revisions

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: By sharing unused resources and/or contributing as a volunteer, you can earn Karma tokens, usable within your Rings of Trust to get access to services and goods such as housing, transportation or food. A barter-style unit for otherwise unused resources in the functional economy, creating a citizen participation with an exchange network (initial hypothesis; not a currency in the legal sense). "Karma token" is a working name and may change; previously called "WIL token". Exchangeable for services and goods within [[Gov/en/Portal:R&D/Innovations:Rings Of Trust|Rings of Trust]] (agreements between ≥2 User Groups). Not convertible to CHF directly. Value determined by the [[Gov/en/Portal:Economy/Karma-Token-Market|Karma Token Market]] algorithm, supply and demand for real services. Usage coefficients range from 1 (restricted) to 10 (widely accepted). Previously called "Miles Credits" and "WikiDeal Miles", deprecated terms. See [[Gov/en/Portal:Economy/Rewards|Rewards →]]

; Gift (voluntary Donation)

: A ''voluntary'' Donation from a funder or participant to the WikiDeal community pool. NOT a type of ~~Credit~~ in the main user flow. The amount of Gifts depends on the pressure degree: less pressure = more Gifts by default. ~~Gift Credits is~~ dedicated to subsidized subscriptions, User Group grants, and the common pool. Previously called "Gift Credits", deprecated in main UI. See [[Gov/en/Portal:Economy/Rewards|Rewards →]] and FAQ for full explanation.

: A ''voluntary'' Donation from a funder or participant to the WikiDeal community pool. NOT a type of Reward in the main user flow. The amount of Gifts depends on the pressure degree: less pressure = more Gifts by default. Gifts are dedicated to subsidized subscriptions, User Group grants, and the common pool. Previously called "Gift Credits", deprecated in main UI. See [[Gov/en/Portal:Economy/Rewards|Rewards →]] and FAQ for full explanation.

; Ring / Ring of Trust

: An agreement between at least 2 User Groups that enables Karma token interoperability. Each Ring defines usage coefficients for complementary currency exchange. A User Group may participate in multiple Rings simultaneously.

; Programme

: A combination of ''multiple marketplaces'' enabling a global experience: e.g., housing + activities + training. Programmes are the operational backbone of WikiDeal. Each programme has defined steps, validation criteria, and ~~Credit rewards~~. WikiDeal has '''12 programmes'''. A single marketplace (babysitting, pet-sitting) is NOT a programme, it is a service used within one or more programmes. See [[Gov/en/Portal:R&D/Main|All 12 Programmes →]]

: A combination of ''multiple marketplaces'' enabling a global experience: e.g., housing + activities + training. Programmes are the operational backbone of WikiDeal. Each programme has defined steps, validation criteria, and Rewards. WikiDeal has '''12 programmes'''. A single marketplace (babysitting, pet-sitting) is NOT a programme, it is a service used within one or more programmes. See [[Gov/en/Portal:R&D/Main|All 12 Programmes →]]

; Karma Token Market

: Programme #12. The algorithmic mechanism for valuing Karma tokens based on supply and demand within the WikiDeal ecosystem. Uses a double indicator: value of service × availability/frequency. Non-speculative, all data is public and community-auditable. See [[Gov/en/Portal:Economy/Karma-Token-Market|Karma Token Market →]]

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: The designation for Reward allocation. Funds distributed at Priority 2 flow back to the individual funder. The distribution follows the 50/50 solidarity/FIFO formula.

; Membership income

: Revenue generated when users purchase ~~Credits~~. Replaces deprecated term "memberships active." The asterisk notation (*partly or fully sold memberships) acknowledges that some memberships are sold in fractions accumulated over time, others in single Transactions.

: Revenue generated when users purchase memberships. Replaces deprecated term "memberships active." The asterisk notation (*partly or fully sold memberships) acknowledges that some memberships are sold in fractions accumulated over time, others in single Transactions.

; [[Gov/en/Portal:R&D/Open-Call:Main|Open Call]]

: WikiDeal's continuous invitation for community proposals to improve or partially substitute elements of the current model. Evaluated seasonally. Previously called "Concours de projets" (deprecated). Proposals fall into two types: Improvement (enhance Prototype 1) or Substitution (replace elements). "Divergence/fork" proposals are out of scope.

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: WikiDeal License ("license to use"): the fundamental unit of WikiDeal participation, the unit of the monthly and annual subscriptions. Users buy user licenses. '''1 WIL = 1 month of platform usage = CHF 1 nominal value.''' Rewards (no guarantee*) 💰 can be cashed out and are funded by the WIL user licenses paid by the users; in parallel, '''[[Gov/en/Portal:Economy/Karma-Tokens|Karma tokens]]''' 🔗 create a citizen participation with an exchange network. A possible annual percentage increase is under study (draft [[Gov/en/Portal:R&D/Innovations:Annual Value Increase|Open Call]], not decided). It is not a financial security. See [[Gov/en/Portal:Economy/Rewards|Rewards →]]

; Rewards (cash-out)

: The convertible WikiDeal ~~Credit~~. Rewards can be redeemed for CHF when users pay their WikiDeal Membership subscription: they are funded by the WIL user licenses paid by the users. Tax applies at the point of cash-out. Rewards is Priority 2 allocation. Previously called "Cash Reward" or "Personal Reward", those terms are deprecated.

: The convertible form of WikiDeal Rewards. Rewards can be redeemed for CHF when users pay their WikiDeal Membership subscription: they are funded by the WIL user licenses paid by the users. Tax applies at the point of cash-out. Rewards is Priority 2 allocation. Previously called "Cash Reward" or "Personal Reward", those terms are deprecated.

; Cash-out

: When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF. Cash-out occurs in tranches of CHF 100, at the pace of user subscriptions.

; Gift Credits

; Gifts (previously "Gift Credits", deprecated)

: The Donation form of WikiDeal ~~Credits~~. ~~Gift Credits~~ cannot be cashed out. ~~It is~~ allocated to community-benefit purposes: subsidized subscriptions for low-income users, User Group development grants, and the WikiDeal common pool. ~~Gift Credits is~~ Priority 1 allocation.

: The Donation form of WikiDeal Rewards. Gifts cannot be cashed out. They are allocated to community-benefit purposes: subsidized subscriptions for low-income users, User Group development grants, and the WikiDeal common pool. Gifts are Priority 1 allocation.

; Karma tokens (previously WIL tokens, WikiDeal Miles)

: The complementary barter-style unit of the WikiDeal ecosystem. Usable within Rings of Trust (agreements between ≥2 User Groups). Exchange coefficients range from 1 (restricted) to 10 (widely accepted). Karma tokens enable time banking, resource sharing (housing, transport, food), and inter-community exchange without conversion to CHF.