Gov/en/Portal:R&D/Innovations:Time Resource Bank: Difference between revisions

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 {{KidsIntro|Neighbours can swap help, rides, food, or a spare room using Karma tokens: a friendly way to share instead of always paying cash. It is not money, more like a thank-you discount people give each other.}}
 {{ExpertIntro|The Time and Resource Bank and the Karma tokens are the same thing: "Karma token" is a temporary working name, expected to change. Karma tokens are not a currency: they are facilities, comparable to discounts, targeting unexploited resources (housing, transport, food, services). WikiDeal intends to bring the documentation that makes such exchanges safe and simple: compensatory measures, tutorials, alerts, advice, documented limits against abuse, and legal studies so that rings of trust work without disguised-salary risks.}}
-__TOC__
+{{ArticleSummary|
+* [[#same-thing|One concept, one working name]]
+* [[#not-a-currency|Not a currency]]
+* [[#what-wikideal-brings|What WikiDeal intends to bring]]
+* [[#legal-studies|Legal studies and rings of trust]]
+* [[#how-it-works|How it works on WikiDeal]]
+* [[#state-of-the-art|State of the art]]
+}}
+__NOTOC__
 = Time and Resource Bank (Karma tokens) =
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 == One concept, one working name ==
-'''The Time and Resource Bank and the Karma tokens are the same thing.''' "Karma token" is a temporary working name, previously "WIL token" and, before that, "Miles Credits". By sharing unused resources and/or contributing as a volunteer, you can earn Karma tokens, usable within your Rings of Trust to get access to services and goods such as housing, transportation or food: a barter-style unit for otherwise unused resources in the functional economy, creating a citizen participation with an exchange network (initial hypothesis; not a currency in the legal sense). The name is a working name and may change. Finding a durable name is the subject of a draft [[Gov/en/Portal:R&D/Open-Calls:Karma-Token-Naming|open call]]. The concept is also described, from the Rewards angle, on the [[Gov/en/Portal:Economy/Karma-Tokens|Karma tokens]] page of the Economy portal.
+'''The Time and Resource Bank and the Karma tokens are the same thing.''' "Karma token" is a temporary working name, previously "WIL token" and, before that, "Miles Rewards". By sharing unused resources and/or contributing as a volunteer, you can earn Karma tokens, usable within your Rings of Trust to get access to services and goods such as housing, transportation or food: a barter-style unit for otherwise unused resources in the functional economy, creating a citizen participation with an exchange network (initial hypothesis; not a currency in the legal sense). The name is a working name and may change. Finding a durable name is the subject of a draft [[Gov/en/Portal:R&D/Open-Calls:Karma-Token-Naming|open call]]. The concept is also described, from the Rewards angle, on the [[Gov/en/Portal:Economy/Karma-Tokens|Karma tokens]] page of the Economy portal.
 <span id="not-a-currency"></span>
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-'''See also:''' [[Gov/en/Portal:Economy/Karma-Tokens|Karma tokens (Economy)]] · [[Gov/en/Portal:Economy/Rewards|Rewards explained]] · [[Gov/en/Portal:R&D/Innovations:Rings Of Trust|Rings of Trust]] · [[Gov/en/Portal:R&D/Innovations:Dual Rewards|Dual Rewards]] · [[Gov/en/Portal:R&D/Innovations:Main|All innovations]] · [[Gov/en/Portal:R&D/Main|R&D Portal]]
-[[Category:Migration June 2026]]
+<span id="state-of-the-art"></span>
+== State of the art ==
+Time banking and complementary currencies have been practised and studied for decades. The works below, from the founder of time banking to empirical studies of complementary credit networks, provide the research background for this exploration.
+* Edgar S. Cahn (2000), ''No More Throw-Away People: The Co-Production Imperative'', Essential Books: [https://en.wikipedia.org/wiki/Edgar_S._Cahn author page on Wikipedia].
+* Edgar S. Cahn and Jonathan Rowe (1992), ''Time Dollars: The New Currency That Enables Americans to Turn Their Hidden Resource, Time, into Personal Security and Community Renewal'', Rodale Press: [https://en.wikipedia.org/wiki/Time_banking time banking on Wikipedia].
+* Gill Seyfang (2003), ''Growing cohesive communities one favour at a time: social exclusion, active citizenship and time banks'', International Journal of Urban and Regional Research, 27(3): [https://doi.org/10.1111/1468-2427.00475 doi:10.1111/1468-2427.00475].
+* James Stodder (2009), ''Complementary credit networks and macroeconomic stability: Switzerland's Wirtschaftsring'', Journal of Economic Behavior & Organization, 72(1): [https://doi.org/10.1016/j.jebo.2009.06.002 doi:10.1016/j.jebo.2009.06.002] · [https://en.wikipedia.org/wiki/WIR_Bank WIR Bank on Wikipedia].
+* On Japanese care-time credits, a documented precedent: [https://en.wikipedia.org/wiki/Fureai_kippu Fureai kippu on Wikipedia] · [https://en.wikipedia.org/wiki/Time-based_currency time-based currency on Wikipedia].
+'''See also:''' [[Gov/en/Portal:Economy/Karma-Tokens|Karma tokens (Economy)]] · [[Gov/en/Portal:Economy/Rewards|Rewards explained]] · [[Gov/en/Portal:R&D/Innovations:Rings Of Trust|Rings of Trust]] · [[Gov/en/Portal:R&D/Innovations:Main|All innovations]] · [[Gov/en/Portal:R&D/Main|R&D Portal]]
 [[Category:Innovation]]
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