Gov/en/Portal:Economy/Rewards: Difference between revisions

| Up to +5%/year (proposed max — open question)

Rewards are a type of WikiDeal Reward that can be converted to CHF — but '''without guarantee'''. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.

Rewards accumulate over time and may gain an annual value increase. The rate is '''not decided''': a maximum cap of 5%/year is proposed, but whether it applies, and at what rate (''x%'', up to 5%), is an open question to be settled during Prototype 1. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.

# '''Funding contribution''' — You contribute CHF via the funding flow.

# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).

# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.

# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.

# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].

The system is sized so that Rewards are fully honoured once the platform has reached '''CHF 100 million in cumulative collections'''. As an order of magnitude: with roughly 1 million active users (≈ CHF 12/year each), reaching CHF 100 million in collections would take on the order of '''10 years'''. If adoption grows faster — for example reaching 3 million users within 3 years — that horizon shortens accordingly.

* '''Early supporters''' — '''50 million''' Rewards

* '''Funders / donors (funding contributions)''' — '''50 million''' Rewards

'''⚠️ This figure is purely theoretical. There is no guarantee whatsoever.''' It is an '''estimated projection''', not a promise. The actual timing will depend on the platform's attractiveness and adoption. A faster uptake (more users, more subscription revenue) shortens the horizon; slow adoption lengthens it — or, in the honest design, may mean Rewards are simply not distributed in a given period.

=== Annual Value Increase (proposed, open question) ===

It is proposed that Cash Credits could increase in CHF value by '''up to 5% per year''' — with 5% as a maximum-cap hypothesis, not a guaranteed rate. Whether this is implemented, and the exact rate (''x%''), remains an open economic question to be decided during Prototype 1. It would not be a market return or speculation, but a defined, transparent formula — if adopted.

 

''Illustration only, assuming the 5% maximum-cap hypothesis were adopted:'' CHF value at year N = face_value × (1.05)^N → e.g. CHF 1.00 at year 0 becomes about CHF 1.05 (year 1), CHF 1.28 (year 5), CHF 1.63 (year 10). The real rate could be lower (''x%'') or the mechanism may not be implemented at all — no guarantee.

Rewards address the legitimate financial interests of early funders who take on the highest risk. When WikiDeal has few users, the platform is unproven — early funders deserve recognition for their trust. Rewards provide a conditional path to financial return without creating speculative pressure or securities-law complexity.

=== No Guarantee — An Honest Design ===

The absence of guarantee is not a weakness — it is the honest architecture. WikiDeal does not promise what it cannot deliver. Rewards will be distributed when and only when subscription revenue allows. This aligns funder interests with platform growth, not with speculation.

💡 '''Improve this concept''' — submit a proposal via [[Gov/en/Portal:R&D/Open-Call:Main|Open Call]]