Gov/en/Portal:R&D/Open-Call:Reverse Abuse: Difference between revisions

{{KidsIntro|This is an invitation to clever people everywhere: show us the smart, legal money tricks that the super-rich use — so we can use the very same tricks, but to help ordinary people and small producers instead. Everyone is welcome to send ideas.}}

== Open Call: Reverse Abuse — Legal Financial-Optimization Proposals ==

''Open Call (preview) — part of the [[Gov/en/Portal:R&D/Innovations:Reverse Abuse|Reverse Abuse]] programme · [[Gov/en/Portal:R&D/Open-Call:Main|Open Call method]]''

| Call type

| Improvement / Substitution proposals

| Open to everyone — open to all lawful structures and ideas

| Planned in

| Prototype 1 (as strategic communication for major economic media)

| Status

| Preview — formal evaluation via [[Gov/en/Portal:R&D/Open-Call:Main|seasonal Open Call cycles]]

=== What this call invites ===

This Open Call invites the community — and the world — to propose '''highly advanced, fully legal financial-optimization structures''', of the kind normally reserved for the very wealthy and large multinationals, but '''re-oriented so that the value flows to users, small producers and the commons''' rather than to a handful of shareholders.

The principle follows the [[Gov/en/Portal:R&D/Innovations:Reverse Abuse|Reverse Abuse]] logic: '''same legal tools, opposite direction'''. Everything proposed must be '''lawful''' — this is legal optimization, '''not''' tax fraud and '''not''' money laundering — and must serve a '''non-profit finality''' (benefit to producers and community).

These examples are given to spark ideas. The call is '''open to everything''' lawful.

* '''The "Buy, Borrow, Die" / securities-backed loan method.''' Wealthy individuals (a method publicly associated with figures such as Elon Musk) avoid a taxable sale by '''borrowing against their own appreciating shares or stock options''' instead of selling them: the loan is not taxable income, no capital-gains event is triggered, and they keep ownership and voting rights. '''Reverse Abuse variant:''' a company that goes through an '''IPO whose shares are owned by the users''', with a clear, transparent appreciation in value on the market — but '''user-owned''' — so that the same liquidity-without-sale mechanics benefit the community rather than a single founder.

* '''Securities-backed lending for collective estate / treasury planning.''' The same lending structures used for private inheritance-tax planning, applied instead to '''user-owned cooperative treasuries''', to unlock liquidity for producers without dismantling community ownership.

=== Why a public Open Call ===

Beyond its economic function, this call has an explicit '''strategic-communication purpose''' within Prototype 1: to demonstrate, in a way that is '''communicable in mainstream economic media''', that the financial techniques associated with extreme wealth concentration can be turned into a '''credible, lawful alternative''' that serves the many. It shows an alternative that economic journalists and the wider public can understand and discuss.

=== How to propose ===

Proposals follow the standard [[Gov/en/Portal:R&D/Open-Call:Main|Open Call]] method and are evaluated in the seasonal cycles (March 21 · June 21 · September 21 · December 21). A valid proposal should specify: the exact legal structure proposed; the lawful basis and jurisdictions; how value is repatriated to users / producers; the non-profit finality and governance; and full AI-transparency disclosure if AI tools were used.