Gov/en/Portal:R&D/Innovations:Annual Value Increase: Difference between revisions

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-{{KidsIntro|Credits slowly grow in value every year, a little like a savings jar that gets a bit fuller on its own. If you keep your Credits, they are worth a touch more next year.}}
+{{KidsIntro|Maybe one day, Credits could slowly grow in value each year — a little like a savings jar. But this is not decided yet: it is one of the money questions the team still has to study while building the first prototype.}}
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-== 5% Annual Value Increase ==
+== Annual Value Increase (open question) ==
-''Innovation — WikiDeal R&D''
+''Economic question — WikiDeal R&D · to be studied during Prototype 1''
 {| class="wikitable"
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 | Origin || 🟢 Théo Bondolfi
 |-
-| Status || Prototype 1 — In testing
+| Status || '''Open question — not decided, not yet implemented'''
+|-
+| Scope || To be addressed during the realization of Prototype 1
 |}
 === What is it? ===
-Credits are designed to gain about 5% in CHF value each year. As an illustration, CHF 1 of funding contributions becomes about CHF 1.05 after one year and roughly CHF 1.63 after ten years. The aim is to provide a stable, predictable anchor in Swiss francs rather than speculative volatility — positioning Credits as a steady, safe-haven-style store of value rather than a bet.
+One recurring question from WikiDeal funders is: ''"what do I get back?"'' One idea under discussion is that the value of subscriptions / Credits could increase slightly each year.
+This is '''only a proposal, not a confirmed feature'''. At this stage:
+* We do '''not''' know '''whether''' it will be implemented at all.
+* We do '''not''' know the exact '''percentage''' if it were.
+* The figure of '''5% is only a hypothetical maximum cap''' — the real value would be ''x%'', with 5% as the ceiling of the proposal.
+It was originally imagined as an attractive mechanism, but in practice it is '''too complex to implement on Prototype 1'''. It therefore becomes one of the economic questions to be examined ''during'' the prototype's development, not a commitment made in advance.
+=== If it were implemented ===
+Should the team decide to adopt it after study, the principle would be:
+* An increase in the value of subscriptions, '''calculated pro-rata from the launch of the project'''.
+* A '''progressive yearly increase of x%''', with '''5% as the maximum cap hypothesis''' (not a guaranteed rate).
+The aim would be a '''stable, predictable anchor''' rather than speculative volatility. It can be understood as the '''equivalent of a stablecoin''', since it would be anchored to the Swiss franc — a particularly stable reference currency.
-=== How it works on WikiDeal ===
+=== Why this framing ===
-The increase is built into the Credit accounting model and applies over time to held Credits. It is meant to reward patience and long-term commitment to the commons rather than short-term trading. Precise mechanics and any conditions will be documented progressively as the platform evolves.
+This page intentionally avoids presenting the increase as a fixed contractual promise. It is an '''open economic question''' that will be debated and decided during Prototype 1, with the percentage and the very principle still to be confirmed.
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