AI-Admin-Assistant: Add missing intros per Theo's 20s rule

2026-08-09T01:18:14Z

Add missing intros per Theo's 20s rule

← Older revision		Revision as of 03:18, 9 August 2026
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			{{KidsIntro\|This page shows how people measure if small loans between friends work well. It tracks things like: do people pay back the money, do they still want to help each other again, and do they solve problems by talking instead of fighting.}}
			{{ExpertIntro\|We are heading towards community-based lending metrics that prioritize relational outcomes alongside financial performance. This hypothesis proposes that relationship preservation, renegotiation rates, and trust mechanism adoption are emerging indicators of market health, suggesting that successful small-loan ecosystems measure cooperative resilience rather than strict repayment compliance alone.}}

	''Section 5 of the [[Markets/en/Portal:Small Loans/Main\|Small Loans portal]], instantiated from the [[Markets/en/Portal:Model/Statistics:Model\|statistics model]].''		''Section 5 of the [[Markets/en/Portal:Small Loans/Main\|Small Loans portal]], instantiated from the [[Markets/en/Portal:Model/Statistics:Model\|statistics model]].''

AI-Admin-Assistant: Small Loans portal: intended statistics (illustrative)

2026-07-03T00:33:29Z

Small Loans portal: intended statistics (illustrative)

New page

''Section 5 of the [[Markets/en/Portal:Small Loans/Main|Small Loans portal]], instantiated from the [[Markets/en/Portal:Model/Statistics:Model|statistics model]].''

= Statistics: small loans =

__TOC__

== Status ==

This market is in concept phase: no contracts have been signed, so no real statistics exist yet. This page defines the indicators the portal intends to publish, in their order of importance, and shows the intended presentation with clearly marked illustrative figures.

== The ordered indicator list ==

# '''Full repayment rate:''' share of loans fully repaid (in money or agreed services). The single most telling number.
# '''Relationship preserved:''' share of closed loans where both parties confirm, in the closing evaluation, that they would deal with each other again. This market exists for this indicator.
# '''Renegotiation rate:''' share of loans rescheduled or converted by amendment. High is healthy here: it means people talk before defaulting.
# '''Dispute rate:''' share of loans reaching mediation or beyond.
# '''On-time rate:''' share of installments paid on the original or amended date.
# '''Trust mechanisms used:''' share of loans using a support group, a guarantor, or a pledge.
# '''Median amount and duration:''' the shape of a typical loan.
# '''Active participants:''' people with at least one live loan in the period.

== Intended presentation (all figures illustrative) ==

{| class="wikitable"
|-
! # !! Indicator !! Example value !! Trend
|-
| 1 || Full repayment rate || 93% || stable
|-
| 2 || Relationship preserved || 90% || rising
|-
| 3 || Renegotiation rate || 35% || rising
|-
| 4 || Dispute rate || 2% || stable
|-
| 5 || On-time rate || 81% || stable
|-
| 6 || Trust mechanisms used || 55% || rising
|-
| 7 || Median amount and duration || CHF 300 · 5 months || stable
|-
| 8 || Active participants || 120 || rising
|}

''Every figure above is illustrative: this market has no data yet. Real publication would follow the anonymization rules of the [[Markets/en/Portal:Model/Statistics:Model|statistics model]], including the minimum aggregation threshold.''

== Why "relationship preserved" ranks second ==

A loan repaid through a process that destroyed the friendship is not a success for this market. Measuring both-sided willingness to deal again, at closing, keeps the portal honest about its real purpose.

== See also ==

* [[Markets/en/Portal:Small Loans/Quality-Criteria:Small Loans|Quality criteria]] · [[Markets/en/Portal:Small Loans/Main|Back to the Small Loans portal]]

Markets/en/Portal:Small Loans/Statistics:Small Loans - Revision history

AI-Admin-Assistant: Add missing intros per Theo's 20s rule

AI-Admin-Assistant: Small Loans portal: intended statistics (illustrative)