Gov/en/Portal:R&D/Innovations:Double Commission - Revision history

AI-Admin-Assistant: Standardise manual summary: On this page list wrapped in Template:ArticleSummary, same entries (Theo 2026-08-17)

2026-08-17T17:26:37Z

Standardise manual summary: On this page list wrapped in Template:ArticleSummary, same entries (Theo 2026-08-17)

← Older revision		Revision as of 19:26, 17 August 2026
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	Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural: closed platforms have shareholders to satisfy, so fees tend to grow opaquely to generate profit. The Double Commission aims to take the opposite path: a cooperative approach operating strictly at '''real cost'''.		Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural: closed platforms have shareholders to satisfy, so fees tend to grow opaquely to generate profit. The Double Commission aims to take the opposite path: a cooperative approach operating strictly at '''real cost'''.

	~~'''On this page:'''~~		{{ArticleSummary\|
	* [[#real-cost\|The core principle: At real cost, without profit]]		* [[#real-cost\|The core principle: At real cost, without profit]]
	* [[#volunteering-and-professionalization\|Combining professionalization and volunteering]]		* [[#volunteering-and-professionalization\|Combining professionalization and volunteering]]
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	* [[#philosophical-vision\|Philosophical vision: Taking back the economy]]		* [[#philosophical-vision\|Philosophical vision: Taking back the economy]]
	* [[#state-of-the-art\|State of the art]]		* [[#state-of-the-art\|State of the art]]
			}}
	__NOTOC__		__NOTOC__

AI-Admin-Assistant: Visible in-content table of contents (Theo 2026-08-15)

2026-08-15T17:28:26Z

Visible in-content table of contents (Theo 2026-08-15)

← Older revision		Revision as of 19:28, 15 August 2026
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	Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural: closed platforms have shareholders to satisfy, so fees tend to grow opaquely to generate profit. The Double Commission aims to take the opposite path: a cooperative approach operating strictly at '''real cost'''.		Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural: closed platforms have shareholders to satisfy, so fees tend to grow opaquely to generate profit. The Double Commission aims to take the opposite path: a cooperative approach operating strictly at '''real cost'''.

	~~__TOC__~~		'''On this page:'''
			* [[#real-cost\|The core principle: At real cost, without profit]]
			* [[#volunteering-and-professionalization\|Combining professionalization and volunteering]]
			* [[#how-it-works\|How the Double Commission works]]
			* [[#socio-economic-impact\|Socio-economic rebalancing (The Long Tail)]]
			* [[#philosophical-vision\|Philosophical vision: Taking back the economy]]
			* [[#state-of-the-art\|State of the art]]
			__NOTOC__

	<span id="real-cost"></span>		<span id="real-cost"></span>

AI-Admin-Assistant: Rename section to State of the art (Theo 2026-08-15)

2026-08-15T15:59:41Z

Rename section to State of the art (Theo 2026-08-15)

← Older revision		Revision as of 17:59, 15 August 2026
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	----		----

	<span id="~~related~~-~~research~~"></span>		<span id="state-of-the-art"></span>
	== ~~Related scientific research~~ ==		== State of the art ==
	Small transparent fees on each transaction relate to the economics of two-sided markets and to research on cooperative platform ownership. These references provide context, not validation.		Small transparent fees on each transaction relate to the economics of two-sided markets and to research on cooperative platform ownership. These references provide context, not validation.

AI-Admin-Assistant: Add Related scientific research section (Theo 2026-08-15)

2026-08-15T15:46:16Z

Add Related scientific research section (Theo 2026-08-15)

← Older revision		Revision as of 17:46, 15 August 2026
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	----		----

			<span id="related-research"></span>
			== Related scientific research ==
			Small transparent fees on each transaction relate to the economics of two-sided markets and to research on cooperative platform ownership. These references provide context, not validation.

			* Jean-Charles Rochet and Jean Tirole (2006), ''Two-Sided Markets: A Progress Report'', RAND Journal of Economics, 37(3): [https://doi.org/10.1111/j.1756-2171.2006.tb00036.x doi:10.1111/j.1756-2171.2006.tb00036.x].
			* Marc Rysman (2009), ''The Economics of Two-Sided Markets'', Journal of Economic Perspectives, 23(3): [https://doi.org/10.1257/jep.23.3.125 doi:10.1257/jep.23.3.125] · [https://en.wikipedia.org/wiki/Two-sided_market two-sided market on Wikipedia].
			* Andrei Hagiu and Julian Wright (2015), ''Marketplace or Reseller?'', Management Science, 61(1): [https://doi.org/10.1287/mnsc.2014.2042 doi:10.1287/mnsc.2014.2042].
			* Trebor Scholz (2016), ''Platform Cooperativism: Challenging the Corporate Sharing Economy'', Rosa Luxemburg Stiftung: [https://en.wikipedia.org/wiki/Platform_cooperative platform cooperative on Wikipedia].
			* Trebor Scholz and Nathan Schneider, editors (2016), ''Ours to Hack and to Own: The Rise of Platform Cooperativism'', OR Books: [https://www.orbooks.com/catalog/ours-to-hack-and-to-own/ publisher page].

	'''See also:''' [[Gov/en/Portal:R&D/Innovations:Main\|All innovations]] · [[Gov/en/Portal:R&D/Main\|R&D Portal]]		'''See also:''' [[Gov/en/Portal:R&D/Innovations:Main\|All innovations]] · [[Gov/en/Portal:R&D/Main\|R&D Portal]]

AI-Admin-Assistant: Rewrite based on Theo's audio (2026-08-07): Real cost vs speculative profit, hybrid volunteer/professional model, flexible commission packages with internal competition, socio-economic rebalancing (long tail, Bolsa Familia comparison), and philosophical vision.

2026-08-07T15:55:02Z

Rewrite based on Theo's audio (2026-08-07): Real cost vs speculative profit, hybrid volunteer/professional model, flexible commission packages with internal competition, socio-economic rebalancing (long tail, Bolsa Familia comparison), and philosophical vision.

← Older revision		Revision as of 17:55, 7 August 2026
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	{{KidsIntro\|When ~~something is exchanged~~ on WikiDeal, ~~two tiny, clearly shown fees help~~ keep the platform ~~and the local group~~ running. No secret ~~charges~~.}}		{{KidsIntro\|When people exchange things on WikiDeal, they only pay the "real cost" to keep the platform running safely. There are no secret fees to make rich owners richer. It's like a cooperative where everyone works together to keep prices fair and low.}}
	{{ExpertIntro\|The Double Commission is a proposed fee structure~~: each transaction would carry~~ a ~~very small~~ platform fee ~~(about 2-3%) plus~~ a ~~small~~ User Group fee ~~(about 7-8~~%), ~~both at cost~~ and ~~published openly. It intends to replace~~ the ~~opaque, extractive single fees~~ of ~~commercial platforms~~.}}		{{ExpertIntro\|The Double Commission is a proposed fee structure designed to operate strictly at "real cost." It consists of a platform fee to maintain technical infrastructure and a User Group fee for local organization. Unlike speculative platforms that extract profit for shareholders, this cooperative model eliminates profit margins, aiming for commissions roughly 20% lower than commercial equivalents. The model combines professional services with volunteer contributions to maintain affordability, supporting socio-economic rebalancing and the "long tail" of independent actors.}}

	{\| class="wikitable"		{\| class="wikitable"
	\|-		\|-
	\| Origin \|\| 🔵 Wikimedia Foundation		\| Origin \|\| 🔵 Wikimedia Foundation / Cooperative models
	\|-		\|-
	\| Status \|\| Prototype 1 - In testing		\| Status \|\| Prototype 1 - In testing
	\|}		\|}

	Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural ~~rather than personal~~: closed platforms have shareholders to satisfy, so fees tend to grow ~~and stay opaque~~. The Double Commission aims to take the opposite path: ~~two small, visible fees, each with a clear purpose, so that~~ a ~~provider always knows exactly where every franc goes~~.		Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural: closed platforms have shareholders to satisfy, so fees tend to grow opaquely to generate profit. The Double Commission aims to take the opposite path: a cooperative approach operating strictly at '''real cost'''.

	__TOC__		__TOC__

	<span id="~~the~~-~~need~~"></span>		<span id="real-cost"></span>
	== The ~~need~~: ~~fees people can actually see~~ ==		== The core principle: At real cost, without profit ==
	~~Consider Karim~~, ~~who offers gardening services~~. On a ~~typical~~ commercial ~~marketplace he~~ might ~~lose~~ 10% ~~to 50~~% of the ~~price to commissions whose breakdown he never sees~~. ~~On WikiDeal~~, the ~~intention~~ is ~~that Karim would see two lines~~, ~~both published: one for~~ the ~~shared platform, one for his local community~~. ~~Lower price~~ and ~~transparency are two of WikiDeal's four guiding aims~~, and ~~this mechanism is where they meet in daily use~~.		The fundamental concept behind the Double Commission is the "real cost" economy, inspired by housing cooperatives (like those under the Swiss Federal Office for Housing) and mutual insurance cooperatives.

			Because WikiDeal has no investors seeking dividends—only users acting as partners—there is no need to generate a profit margin. The commissions are defined transparently based on what is strictly necessary to run the service: accounting audits, daily management, and infrastructure.

			This model aims to be '''approximately 20% cheaper''' than speculative commercial platforms. For example, in the transport sector where commercial platforms might charge 30%, a cooperative approach could lower this to around 10%. In the housing sector, cooperative rents are typically 20% below speculative market rates.

			<span id="volunteering-and-professionalization"></span>
			== Combining professionalization and volunteering ==
			To maintain these low real costs, the ecosystem relies on a hybrid model. During the startup phase, and permanently thereafter, the system mixes professional paid work (salaries or mandates) with volunteer contributions.

			This is similar to the evolution of the Wikimedia Foundation and its User Groups over 25 years: moving from a single structure to dozens of professionalized entities, but always retaining a strong base of volunteering. Some people might provide paid services, while others volunteer time to support the cooperative itself. The cursor between volunteerism and professionalization adjusts dynamically, but the primary indicator remains constant: keeping real costs low and affordable.

	<span id="how-it-works"></span>		<span id="how-it-works"></span>
	== How ~~it is intended to work~~ ==		== How the Double Commission works ==
	Every transaction on WikiDeal would carry two transparent commissions: ~~a very small~~ WikiDeal platform fee and ~~a small~~ User Group fee. Both ~~would be~~ charged at cost and shown openly. ~~The platform fee sustains the common technical~~ and ~~governance infrastructure~~, ~~while~~ the User Group ~~fee supports~~ the ~~local or thematic community handling~~ the ~~exchange~~. ~~Exact rate~~-~~setting~~ and ~~governance~~ of ~~these commissions are being documented progressively as~~ the ~~platform evolves~~.		Every transaction on WikiDeal would carry two transparent commissions:
			* '''The WikiDeal platform fee''': sustains the common technical and governance infrastructure.
			* '''The User Group fee''': supports the local or thematic community handling the exchange (organization, welcoming newcomers, support).

			Both are charged strictly at cost and shown openly.

			<span id="flexible-packages"></span>
			=== Flexible packages and internal competition ===
			Commissions are not fixed, universal percentages. They are flexibilized based on user choices and the specific policies of different [[Gov/en/Portal:R&D/Innovations:User Groups\|User Groups]].

			For instance, a User Group might offer a commission package that includes mandatory cancellation insurance or high-level support, while another might offer a lower commission with no insurance and less support. For recurring transactions (like a long-term rental extension or regular transport), the effort required from the platform drops, and the commission could drop proportionally.

			This creates healthy internal competition: User Groups will propose different definitions of "real cost" and different service packages, allowing users to make conscious choices.

			<span id="socio-economic-impact"></span>
			== Socio-economic rebalancing (The Long Tail) ==
			By operating at real cost, the Double Commission does more than just lower prices. It is a tool for socio-economic rebalancing.

			In today's speculative economy, transaction after transaction, a fraction of the value is siphoned off to a tiny minority—the 1% who own the majority of global wealth (as highlighted by UN inequality reports). By eliminating this extractive profit, value stays within the "long tail" of independent actors and local communities. The goal is not to aggressively crush competitors like multinational tech monopolies do, but to inclusively gather all the actors of the long tail into a fair-trade framework.

	~~<span id="the~~-~~breakdown"></span>~~		Keeping costs low also acts as a powerful support mechanism for families in socio-economic fragility. Much like institutional social programs (such as the ''Bolsa Família'' in Brazil, where [https://documents1.worldbank.org/curated/en/785831468234882195/pdf/879610NWP0Bols00Box385214B00PUBLIC0.pdf reports show] most beneficiaries use the aid for an average of 3 years before exiting poverty), the WikiDeal cooperative model aims to provide temporary, community-driven economic relief that helps people get back on their feet.
	~~== The breakdown: how transactions would be split ==~~
	~~To support fairness and transparency,~~ the ~~value of a transaction is intended to be distributed as follows:~~
	* '''~~85% to 90%~~'~~'' goes directly to the service or product provider~~.
	* '''7% to 8%''' goes to the ~~local or thematic User Group to fund community organization and support.~~
	* '''2% to 3~~%''' goes to~~ the WikiDeal ~~platform~~ to ~~maintain the common technical infrastructure and governance~~.

	<span id="~~roles~~"></span>		<span id="philosophical-vision"></span>
	== ~~Who does what~~ ==		== Philosophical vision: Taking back the economy ==
	* '~~''Providers''' receive~~ the ~~large majority of the price and can verify the published rates.~~		Ultimately, the Double Commission is tied to WikiDeal's [[Gov/en/Portal:Meta/Main\|Founding Question]]. It represents a philosophical shift: users taking the economy back into their own hands to manage it better.
	* '''User Groups''' use their ~~share~~ to ~~organize, welcome newcomers and support local exchanges.~~
	* '''The platform''' maintains shared infrastructure at cost, with rates set through community governance rather than by a private owner.

	~~<span id="why-it-matters"></span>~~		It proves that a global marketplace can be owned, run, and sustained by its users, at real cost, turning an extractive economy into a mutualist one.
	~~== Why it matters for the ecosystem ==~~
	~~Keeping fees small, at cost and visible supports flexibility (communities~~ can ~~adapt their local share to real needs)~~, ~~lower prices for everyone~~, and ~~citizen participation in deciding how the money is used. The point is not that commercial platforms are run~~ by ~~bad people; it is that~~ a ~~community-governed structure removes the incentive to hide or inflate fees in the first place~~.

	----		----
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	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
	[[Category:Innovation]]		[[Category:Innovation]]
			<!-- visible -->

AI-Admin-Assistant: Refine tone and structure per Theo

2026-08-05T02:23:24Z

Refine tone and structure per Theo

← Older revision		Revision as of 04:23, 5 August 2026
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	{{KidsIntro\|When something is exchanged on WikiDeal, two tiny, clearly shown fees help keep the platform and the local group running. No secret charges.}}		{{KidsIntro\|When something is exchanged on WikiDeal, two tiny, clearly shown fees help keep the platform and the local group running. No secret charges.}}
			{{ExpertIntro\|The Double Commission is a proposed fee structure: each transaction would carry a very small platform fee (about 2-3%) plus a small User Group fee (about 7-8%), both at cost and published openly. It intends to replace the opaque, extractive single fees of commercial platforms.}}
	== Double Commission ==
	~~''Innovation~~ - ~~WikiDeal R&D''~~

	{\| class="wikitable"		{\| class="wikitable"
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	\|}		\|}

	~~=== What is it? ===~~		Most people who sell a service through a commercial platform discover, sometimes with surprise, how much of the price never reaches them. The problem is structural rather than personal: closed platforms have shareholders to satisfy, so fees tend to grow and stay opaque. The Double Commission aims to take the opposite path: two small, visible fees, each with a clear purpose, so that a provider always knows exactly where every franc goes.
	~~Every transaction on WikiDeal carries two transparent commissions:~~ a ~~very small WikiDeal~~ platform ~~fee and a small User Group fee. Both are charged at cost and shown openly~~, ~~replacing~~ the ~~opaque~~, ~~extractive single~~ fees ~~common on commercial platforms~~. The ~~structure funds~~ the ~~shared infrastructure and the local community~~ that ~~supports the exchange~~.

	~~=== How it works on WikiDeal ===~~		__TOC__
	The platform fee sustains the common technical and governance infrastructure, while the User Group fee supports the local or thematic community handling the transaction. Both rates are published transparently. Exact rate-setting and governance of these commissions are documented progressively as the platform evolves.

	=== The ~~Breakdown~~: How ~~Transactions Are Split~~ ===		<span id="the-need"></span>
	To ~~ensure~~ fairness and transparency, the value of a transaction is ~~typically~~ distributed as follows:		== The need: fees people can actually see ==
			Consider Karim, who offers gardening services. On a typical commercial marketplace he might lose 10% to 50% of the price to commissions whose breakdown he never sees. On WikiDeal, the intention is that Karim would see two lines, both published: one for the shared platform, one for his local community. Lower price and transparency are two of WikiDeal's four guiding aims, and this mechanism is where they meet in daily use.

			<span id="how-it-works"></span>
			== How it is intended to work ==
			Every transaction on WikiDeal would carry two transparent commissions: a very small WikiDeal platform fee and a small User Group fee. Both would be charged at cost and shown openly. The platform fee sustains the common technical and governance infrastructure, while the User Group fee supports the local or thematic community handling the exchange. Exact rate-setting and governance of these commissions are being documented progressively as the platform evolves.

			<span id="the-breakdown"></span>
			== The breakdown: how transactions would be split ==
			To support fairness and transparency, the value of a transaction is intended to be distributed as follows:
	* '''85% to 90%''' goes directly to the service or product provider.		* '''85% to 90%''' goes directly to the service or product provider.
	* '''7% to 8%''' goes to the local or thematic User Group to fund community organization and support.		* '''7% to 8%''' goes to the local or thematic User Group to fund community organization and support.
	* '''2% to 3%''' goes to the WikiDeal platform to maintain the common technical infrastructure and governance.		* '''2% to 3%''' goes to the WikiDeal platform to maintain the common technical infrastructure and governance.

			<span id="roles"></span>
			== Who does what ==
			* '''Providers''' receive the large majority of the price and can verify the published rates.
			* '''User Groups''' use their share to organize, welcome newcomers and support local exchanges.
			* '''The platform''' maintains shared infrastructure at cost, with rates set through community governance rather than by a private owner.

			<span id="why-it-matters"></span>
			== Why it matters for the ecosystem ==
			Keeping fees small, at cost and visible supports flexibility (communities can adapt their local share to real needs), lower prices for everyone, and citizen participation in deciding how the money is used. The point is not that commercial platforms are run by bad people; it is that a community-governed structure removes the incentive to hide or inflate fees in the first place.

	----		----
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	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
	[[Category:Innovation]]		[[Category:Innovation]]
	~~<!-- visible -->~~

AI-Admin-Assistant: Add clear breakdown of commissions split (85-90% provider, 7-8% UG, 2-3% platform) per Theo 2026-08-03

2026-08-03T19:08:10Z

Add clear breakdown of commissions split (85-90% provider, 7-8% UG, 2-3% platform) per Theo 2026-08-03

← Older revision		Revision as of 21:08, 3 August 2026
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	== Double Commission ==		== Double Commission ==
	''Innovation — WikiDeal R&D''		''Innovation - WikiDeal R&D''

	{\| class="wikitable"		{\| class="wikitable"
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	\| Origin \|\| 🔵 Wikimedia Foundation		\| Origin \|\| 🔵 Wikimedia Foundation
	\|-		\|-
	\| Status \|\| Prototype 1 — In testing		\| Status \|\| Prototype 1 - In testing
	\|}		\|}

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	=== How it works on WikiDeal ===		=== How it works on WikiDeal ===
	The platform fee sustains the common technical and governance infrastructure, while the User Group fee supports the local or thematic community handling the transaction. Both rates are published transparently. Exact rate-setting and governance of these commissions are documented progressively as the platform evolves.		The platform fee sustains the common technical and governance infrastructure, while the User Group fee supports the local or thematic community handling the transaction. Both rates are published transparently. Exact rate-setting and governance of these commissions are documented progressively as the platform evolves.

			=== The Breakdown: How Transactions Are Split ===
			To ensure fairness and transparency, the value of a transaction is typically distributed as follows:
			* '''85% to 90%''' goes directly to the service or product provider.
			* '''7% to 8%''' goes to the local or thematic User Group to fund community organization and support.
			* '''2% to 3%''' goes to the WikiDeal platform to maintain the common technical infrastructure and governance.

	----		----

AI-Admin-Assistant: Add Category:Innovation

2026-07-22T15:57:50Z

Add Category:Innovation

← Older revision		Revision as of 17:57, 22 July 2026
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	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
			[[Category:Innovation]]
	<!-- visible -->		<!-- visible -->

AI-Admin-Assistant: Protected "Gov/en/Portal:R&D/Innovations:Double Commission": Bulk protection: Gov pages = administrators only (Theo 2026-06-20) ([Edit=Allow only administrators] (indefinite) [Move=Allow only administrators] (indefinite))

2026-06-20T13:27:50Z

Protected "Gov/en/Portal:R&D/Innovations:Double Commission": Bulk protection: Gov pages = administrators only (Theo 2026-06-20) ([Edit=Allow only administrators] (indefinite) [Move=Allow only administrators] (indefinite))

← Older revision		Revision as of 15:27, 20 June 2026
(No difference)

AI-Admin-Assistant: Remove hard {{NotApproved}} notice (redundant with auto-generated ApprovedRevs notice) — Theo request 2026-06-20

2026-06-20T13:03:41Z

Remove hard {{NotApproved}} notice (redundant with auto-generated ApprovedRevs notice) — Theo request 2026-06-20

← Older revision		Revision as of 15:03, 20 June 2026
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	{{KidsIntro\|When something is exchanged on WikiDeal, two tiny, clearly shown fees help keep the platform and the local group running. No secret charges.}}		{{KidsIntro\|When something is exchanged on WikiDeal, two tiny, clearly shown fees help keep the platform and the local group running. No secret charges.}}

	~~{{NotApproved}}~~

	== Double Commission ==		== Double Commission ==