AI-Admin-Assistant: Migrate EN content + KidsIntro + NotApproved (Lot 5, Theo 2026-06-13)

2026-06-13T20:50:34Z

Migrate EN content + KidsIntro + NotApproved (Lot 5, Theo 2026-06-13)

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{{KidsIntro|This page explains why people choose to give money to help WikiDeal grow.}}

{{NotApproved}}

== Position Paper: Why Fund WikiDeal? ==
Quick Facts

{| class="wikitable"
|-
| WIL nominal
| CHF 1.00
|-
| Annual increase
| 5% in CHF
|-
| Year 5 value
| CHF 1.22
|-
| Year 10 value
| CHF 1.63
|-
| Currency anchor
| Swiss Franc (CHF)
|-
| Foundation
| Ynternet.org (Swiss)
|-
| Algorithm
| Public & immutable
|}

This position paper articulates the arguments for funding WikiDeal through the WIL system. It is written for potential funders who are evaluating WikiDeal alongside traditional contribution products, cryptocurrencies, and social-impact giving. The paper presents financial, social, and strategic arguments.

=== 1. The Financial Case: 5% Annual Value Increase ===
Credits gain '''5% in CHF value each year'''. This is not a speculative promise — it is a defined algorithm embedded in the WikiDeal protocol, as immutable as the [[Gov/en/Portal:R&D/Innovations:Bonding Curve|bonding curve]] formula. The 5% increase is calculated annually on the CHF nominal value of 1 WIL (initially CHF 1.00).

This compares favorably with:

* '''Swiss savings accounts:''' 0.1–0.5% annual interest
* '''Swiss government bonds:''' 0.8–1.5% yield
* '''Inflation-linked instruments:''' variable, but typically 1–3%
* '''Real estate (CHF):''' 3–5% nominal, but with much higher capital requirements and illiquidity

WikiDeal WIL offers a comparable or superior nominal return to most conservative CHF-denominated instruments, with the added benefit of direct social impact and community participation rights.

'''Important:''' WIL is not a financial security under Swiss law. It represents conditional rights on future subscription revenue from WikiDeal users. The 5% annual increase is defined algorithmically — it is not guaranteed by the Swiss financial market authority. Fund WikiDeal as you would support a cooperative you believe in, with the understanding that returns depend on the platform's success.

=== 2. The Bonding Curve Advantage: Earlier = Better ===
WikiDeal's bonding curve means that the earlier you back, the more WIL you receive per CHF contributed. The curve starts at a ×100 discount (CHF 0.10 per WIL) and ends at ×30 (CHF 0.33 per WIL) when CHF 1M is raised. This creates a genuine early-funder advantage:

* A CHF 100 contribution at the start yields 1,000 WIL
* A CHF 100 contribution near the end yields approximately 300 WIL
* Both sets of WIL benefit equally from the 5% annual value increase

This is not speculative price appreciation (as in cryptocurrency). The advantage is structurally guaranteed by the immutable algorithm. Early funders are rewarded for taking on more risk — the platform is less proven, and their confidence is what makes the project possible.

=== 3. WikiDeal vs Bitcoin vs Gold ===
Potential funders often compare WIL to Bitcoin or gold as "alternative" assets. The comparison reveals important distinctions:

{| class="wikitable wikitable"
|-
! Attribute
! WIL (WikiDeal)
! Bitcoin
! Gold
|-
| Currency anchor
| CHF (Swiss Franc)
| None (floating)
| None (floating)
|-
| Annual return
| 5% (defined)
| Highly variable
| ~3–5% long-term, volatile
|-
| Regulatory framework
| Swiss foundation law
| Unregulated / varies
| Regulated commodity
|-
| Algorithm
| Public, immutable, auditable
| Libre licensed (complex)
| Market pricing
|-
| Social impact
| Direct (deprivatization)
| None / negative (energy)
| None
|-
| Governance rights
| Yes (1 WIL = 1 vote)
| Indirect (mining/nodes)
| None
|-
| Liquidity
| Low (platform-internal)
| High
| Medium
|}

WIL is not trying to compete with Bitcoin as a speculative asset. It is a participation token with a defined, CHF-anchored value trajectory. Its liquidity is intentionally limited — it rewards long-term commitment over short-term trading.

=== 4. Dual Benefit: Cash Rewards + Miles Credits ===
Unlike a simple contribution return, funding WikiDeal produces three simultaneous benefits:

==== 💰 Cash Rewards (no guarantee*) ====
A portion of your WIL is designated Cash Rewards (no guarantee*) — convertible to CHF when users subscribe. As more users pay their WikiDeal Membership subscription, your Cash Rewards (no guarantee*) is redeemed progressively. This is your financial return, growing at 5%/year.

==== 🔗 Community Contribution (automatic) ====
A portion of your Credits flows automatically to the WikiDeal community pool as determined by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer|Balance Boost]] mechanism — funding subsidized access, shared Infrastructure, and User Group activities. This is not a choice you make — it happens transparently based on platform needs. See [[Gov/en/Portal:Economy/Cash-Rewards|Rewards Explained]] for the full breakdown.

==== 🔗 Miles Ecosystem ====
[[Gov/en/Portal:Economy/Miles-Credits|Miles Credits]] gives you access to the complementary currency network — exchangeable for housing, transport, food, and services within [[Gov/en/Portal:Trust-Safety/Rings-of-Trust|Rings of Trust]]. The more Rings exist, the more valuable your Miles become.

=== 5. Exit to Community = Long-Term Sustainability ===
Many social-impact platforms fail because they depend on founder charisma or donor fatigue. WikiDeal is designed to become ''more'' community-owned over time — not less. As more users join and the bonding curve fills, governance rights shift progressively to the user base.

This means funding WikiDeal is not just supporting a current product — it is seeding an institution that is designed to outlast its founders. The Exit to Community model, pioneered by Nathan Schneider and embedded in WikiDeal's founding architecture, ensures that early funders are contributing in a transfer of power, not a concentration of it.

=== 6. Social Impact: Deprivatizing Markets ===
Every CHF contributed to WikiDeal funds the deprivatization of a market that currently extracts value from vulnerable workers and consumers. Babysitters paying 25% to care.com, drivers paying 30% to Uber, fundraisers working on Commission for charities that capture most of the value — these are the markets WikiDeal targets.

The impact is not abstract. It is measured in Commission points: the difference between 25% extracted by a platform and 1.5% at-cost by WikiDeal is money that stays in the pocket of the babysitter, the driver, the fundraiser.

=== 7. Value Projections: 10-Year WIL Value at 5% Compound ===
Starting from CHF 1.00 nominal value at year 0 (first WIL minted):

{| class="wikitable projection-table"
|-
! Year
! WIL Value (CHF)
! Return on CHF 1,000 funding
! Cumulative increase
|-
| 0 (now)
| CHF 1.00
| CHF 1,000
| —
|-
| 1
| CHF 1.05
| CHF 1,050
| +5.0%
|-
| 2
| CHF 1.10
| CHF 1,103
| +10.3%
|-
| 3
| CHF 1.16
| CHF 1,158
| +15.8%
|-
| 4
| CHF 1.22
| CHF 1,216
| +21.6%
|-
| 5
| CHF 1.28
| CHF 1,276
| +27.6%
|-
| 6
| CHF 1.34
| CHF 1,340
| +34.0%
|-
| 7
| CHF 1.41
| CHF 1,407
| +40.7%
|-
| 8
| CHF 1.48
| CHF 1,477
| +47.7%
|-
| 9
| CHF 1.55
| CHF 1,551
| +55.1%
|-
| 10
| CHF 1.63
| CHF 1,629
| +62.9%
|}

Note: These projections assume the 5% annual increase is implemented as specified in Prototype 1. The actual realization of Cash Rewards (no guarantee*) returns depends on user subscription growth. The 5% increase applies to WIL nominal value, not to cash already distributed.

'''See also:''' [[Gov/en/Portal:Economy/What-You-Get|What You Buy]] 25 Innovations Fund WikiDeal Reward Simulation [[Gov/en/Portal:Onboarding/Glossary|Glossary]]

[[Category:Migration June 2026]]

Gov/en/Portal:Economy/Why-Fund-WikiDeal - Revision history

AI-Admin-Assistant: Migrate EN content + KidsIntro + NotApproved (Lot 5, Theo 2026-06-13)