Gov/en/Portal:Economy/Rewards - Revision history

AI-Admin-Assistant: Em-dash cleanup (0 remaining)

2026-07-03T15:40:21Z

Em-dash cleanup (0 remaining)

AI-Admin-Assistant: Restore Cash-out line fix from rev 1578 (no funding.wikideal.net link, no em-dash), unintentionally overwritten by rev 1581

2026-07-03T15:39:44Z

Restore Cash-out line fix from rev 1578 (no funding.wikideal.net link, no em-dash), unintentionally overwritten by rev 1581

← Older revision		Revision as of 17:39, 3 July 2026
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	# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).		# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
	# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.		# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.
	# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF ~~via [https://funding.wikideal.net funding.wikideal.net]~~.		# '''Cash-out:''' When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF.

	=== Where the money comes from: subscription revenue ===		=== Where the money comes from: subscription revenue ===

AI-Admin-Assistant: Remove 5% annual value increase explanations; replace with pointer to draft Open Call (order Theo 2026-07-03)

2026-07-03T15:36:59Z

Remove 5% annual value increase explanations; replace with pointer to draft Open Call (order Theo 2026-07-03)

← Older revision		Revision as of 17:36, 3 July 2026
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	\|-		\|-
	\| Annual increase		\| Annual increase
	\| ~~Up to +5%~~/~~year (proposed max — open question~~)		\| Under study (draft [[Gov/en/Portal:R&D/Innovations:Annual Value Increase\|Open Call]])
	\|-		\|-
	\| Tax event		\| Tax event
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	When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Rewards in your personal account.		When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Rewards in your personal account.

	Rewards accumulate over time and may gain an annual value increase. The rate is '''not decided''': a maximum cap of 5%/year is proposed, but whether it applies, and at what rate (''x%'', up to 5%), is an open question to be settled during Prototype 1. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.		Rewards accumulate over time. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.

	=== How Rewards Work ===		=== How Rewards Work ===
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	# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).		# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
	# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.		# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.
	~~# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.~~		# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].
	# '''Cash-out:''' When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF.

	=== Where the money comes from: subscription revenue ===		=== Where the money comes from: subscription revenue ===
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	Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.		Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.

	=== Annual Value Increase ~~(proposed, open question)~~ ===		=== Annual Value Increase ===

	~~It is proposed that Cash Credits could~~ increase ~~in CHF value by '''up to 5% per year''' — with 5% as a maximum-cap hypothesis, not a guaranteed rate. Whether this~~ is ~~implemented, and the exact rate (''x%''), remains an open economic question to be decided during Prototype 1. It would not be~~ a ~~market return or speculation, but a defined, transparent formula — if adopted.~~		A possible annual percentage increase on rewards is under study through a draft [[Gov/en/Portal:R&D/Innovations:Annual Value Increase\|Open Call]] (not yet launched); no percentage is decided.

	~~''Illustration only, assuming the 5% maximum-cap hypothesis were adopted~~:~~'' CHF value at year N = face_value ×~~ (~~1.05)^N → e.g. CHF 1.00 at year 0 becomes about CHF 1.05 (year 1), CHF 1.28 (year 5~~)~~, CHF 1.63 (year 10). The real rate could be lower (''x%'') or the mechanism may not be implemented at all —~~ no ~~guarantee~~.

	=== Needs Addressed ===		=== Needs Addressed ===

AI-Admin-Assistant: Cash-out: remove funding.wikideal.net link (URL not available yet, Theo 2026-07-03) + em-dash fix

2026-07-03T15:31:18Z

Cash-out: remove funding.wikideal.net link (URL not available yet, Theo 2026-07-03) + em-dash fix

← Older revision		Revision as of 17:31, 3 July 2026
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	# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.		# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.
	# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.		# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.
	# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF ~~via [https://funding.wikideal.net funding.wikideal.net]~~.		# '''Cash-out:''' When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF.

	=== Where the money comes from: subscription revenue ===		=== Where the money comes from: subscription revenue ===

AI-Admin-Assistant: Terminology: Cash Reward(s) → Reward(s) (Théo 2026-07-03)

2026-07-03T13:23:18Z

Terminology: Cash Reward(s) → Reward(s) (Théo 2026-07-03)

AI-Admin-Assistant: AI-Admin-Assistant moved page Gov/en/Portal:Economy/Cash-Rewards to Gov/en/Portal:Economy/Rewards: Terminology: Rewards (Théo 2026-07-03)

2026-07-03T13:20:33Z

AI-Admin-Assistant moved page Gov/en/Portal:Economy/Cash-Rewards to Gov/en/Portal:Economy/Rewards: Terminology: Rewards (Théo 2026-07-03)

← Older revision		Revision as of 15:20, 3 July 2026
(No difference)

AI-Admin-Assistant: Theo dictation 2026-07-02: distribution at the rhythm of subscription income, transparent proportional process, concrete CHF 10 subscription example

2026-07-02T05:53:44Z

Theo dictation 2026-07-02: distribution at the rhythm of subscription income, transparent proportional process, concrete CHF 10 subscription example

← Older revision		Revision as of 07:53, 2 July 2026
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	Cash Rewards are a type of WikiDeal Reward that can be converted to CHF — but '''without guarantee'''. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.		Cash Rewards are a type of WikiDeal Reward that can be converted to CHF — but '''without guarantee'''. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.

	Cash Rewards are honest: if the ~~platform doesn't generate enough revenue~~, Cash Rewards ~~are not distributed that month~~.		Cash Rewards are honest: they are distributed at the rhythm of subscription income. If subscription income is low, rewards can be low. It is a transparent process: each subscription immediately and automatically generates a distribution to all Cash Reward holders, proportionally.

			Concretely: when a person buys a CHF 10 yearly subscription to use WikiDeal and becomes a subscribed user, this person obtains the right to vote, and the CHF 10 are immediately redistributed to all Cash Reward holders, each one receiving a share of these CHF 10 in proportion to the Cash Rewards they hold.

	=== What Are Cash Rewards? ===		=== What Are Cash Rewards? ===

AI-Admin-Assistant: Protected "Gov/en/Portal:Economy/Cash-Rewards": Bulk protection: Gov pages = administrators only (Theo 2026-06-20) ([Edit=Allow only administrators] (indefinite) [Move=Allow only administrators] (indefinite))

2026-06-20T13:25:22Z

Protected "Gov/en/Portal:Economy/Cash-Rewards": Bulk protection: Gov pages = administrators only (Theo 2026-06-20) ([Edit=Allow only administrators] (indefinite) [Move=Allow only administrators] (indefinite))

← Older revision		Revision as of 15:25, 20 June 2026
(No difference)

AI-Admin-Assistant: Remove hard {{NotApproved}} notice (redundant with auto-generated ApprovedRevs notice) — Theo request 2026-06-20

2026-06-20T13:07:43Z

Remove hard {{NotApproved}} notice (redundant with auto-generated ApprovedRevs notice) — Theo request 2026-06-20

← Older revision		Revision as of 15:07, 20 June 2026
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	{{KidsIntro\|Cash rewards are real money you can earn on the platform for helping out or doing good work. When you contribute something useful, you can get paid back in cash.}}		{{KidsIntro\|Cash rewards are real money you can earn on the platform for helping out or doing good work. When you contribute something useful, you can get paid back in cash.}}

	~~{{NotApproved}}~~

	Wiki Core · Concept		Wiki Core · Concept

AI-Admin-Assistant: Harmonize 5% value increase as a proposed max-cap hypothesis / open question (no guarantee), consistent with Annual Value Increase reframe

2026-06-14T09:36:02Z

Harmonize 5% value increase as a proposed max-cap hypothesis / open question (no guarantee), consistent with Annual Value Increase reframe

← Older revision		Revision as of 11:36, 14 June 2026
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	\|-		\|-
	\| Annual increase		\| Annual increase
	\| +5% (~~transparent algorithm~~)		\| Up to +5%/year (proposed max — open question)
	\|-		\|-
	\| Tax event		\| Tax event
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	When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Cash Rewards in your personal account.		When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Cash Rewards in your personal account.

	Cash Rewards accumulate over time and gain a '''5% ~~annual value increase~~''' ~~via a transparent~~, ~~defined algorithm~~. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.		Cash Rewards accumulate over time and may gain an annual value increase. The rate is '''not decided''': a maximum cap of 5%/year is proposed, but whether it applies, and at what rate (''x%'', up to 5%), is an open question to be settled during Prototype 1. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.

	=== How Cash Rewards Work ===		=== How Cash Rewards Work ===
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	# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).		# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
	# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Cash Rewards (P2) and community pool contributions.		# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Cash Rewards (P2) and community pool contributions.
	# '''Value appreciation''' — Credits gain 5%/year in CHF value ~~automatically~~.		# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.
	# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].		# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].

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	Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.		Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.

	=== ~~The 5%~~ Annual Value Increase ===		=== Annual Value Increase (proposed, open question) ===

	~~Every~~ Cash ~~Credit increases~~ in CHF value by 5% per year, ~~calculated by~~ a ~~transparent algorithm~~. ~~This~~ is not a market return or speculation ~~— it is~~ a defined formula ~~applied uniformly to all Credits regardless of market conditions~~.		It is proposed that Cash Credits could increase in CHF value by '''up to 5% per year''' — with 5% as a maximum-cap hypothesis, not a guaranteed rate. Whether this is implemented, and the exact rate (''x%''), remains an open economic question to be decided during Prototype 1. It would not be a market return or speculation, but a defined, transparent formula — if adopted.

	CHF value at year N = face_value × (1.05)^N ~~Example:~~ CHF 1.00 ~~Credit~~ at year 0 ~~→ Year 1:~~ CHF 1.05 ~~→ Year 5:~~ CHF 1.28 ~~→ Year 10:~~ CHF 1.63		''Illustration only, assuming the 5% maximum-cap hypothesis were adopted:'' CHF value at year N = face_value × (1.05)^N → e.g. CHF 1.00 at year 0 becomes about CHF 1.05 (year 1), CHF 1.28 (year 5), CHF 1.63 (year 10). The real rate could be lower (''x%'') or the mechanism may not be implemented at all — no guarantee.

	=== Needs Addressed ===		=== Needs Addressed ===

← Older revision		Revision as of 17:40, 3 July 2026
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	\|}		\|}

	Rewards are a type of WikiDeal Reward that can be converted to CHF — but '''without guarantee'''. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.		Rewards are a type of WikiDeal Reward that can be converted to CHF, but '''without guarantee'''. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.

	Rewards are honest: they are distributed at the rhythm of subscription income. If subscription income is low, rewards can be low. It is a transparent process: each subscription immediately and automatically generates a distribution to all Reward holders, proportionally.		Rewards are honest: they are distributed at the rhythm of subscription income. If subscription income is low, rewards can be low. It is a transparent process: each subscription immediately and automatically generates a distribution to all Reward holders, proportionally.
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	When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Rewards in your personal account.		When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Rewards in your personal account.

	Rewards accumulate over time. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.		Rewards accumulate over time. They can be cashed out when the conditions are met: specifically, when sufficient subscription revenue has been generated by active WikiDeal users.

	=== How Rewards Work ===		=== How Rewards Work ===

	# '''Funding contribution''' — You contribute CHF via the funding flow.		# '''Funding contribution:''' You contribute CHF via the funding flow.
	# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).		# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing:''' The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
	# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.		# '''Credit allocation:''' Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.
	# '''Cash-out:''' When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF.		# '''Cash-out:''' When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF.

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	Rewards are '''funded directly from subscription revenue'''. At the start, the revenue collected from the CHF 1/month subscriptions is allocated to the holders of Rewards. As these holders are progressively paid out, their number decreases over time.		Rewards are '''funded directly from subscription revenue'''. At the start, the revenue collected from the CHF 1/month subscriptions is allocated to the holders of Rewards. As these holders are progressively paid out, their number decreases over time.

	The system is sized so that Rewards are fully honoured once the platform has reached '''CHF 100 million in cumulative collections'''. As an order of magnitude: with roughly 1 million active users (≈ CHF 12/year each), reaching CHF 100 million in collections would take on the order of '''10 years'''. If adoption grows faster — for example reaching 3 million users within 3 years — that horizon shortens accordingly.		The system is sized so that Rewards are fully honoured once the platform has reached '''CHF 100 million in cumulative collections'''. As an order of magnitude: with roughly 1 million active users (≈ CHF 12/year each), reaching CHF 100 million in collections would take on the order of '''10 years'''. If adoption grows faster (for example reaching 3 million users within 3 years), that horizon shortens accordingly.

	=== Two blocks of Rewards (Prototype 1) ===		=== Two blocks of Rewards (Prototype 1) ===
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	Within the Prototype 1 framework, Rewards are split into '''two distinct blocks''':		Within the Prototype 1 framework, Rewards are split into '''two distinct blocks''':

	* '''Early supporters''' — '''50 million''' Rewards		* '''Early supporters:''' '''50 million''' Rewards
	* '''Funders / donors (funding contributions)''' — '''50 million''' Rewards		* '''Funders / donors (funding contributions):''' '''50 million''' Rewards

	That is '''100 million Rewards in total''', drawn down from subscription revenue as it accrues.		That is '''100 million Rewards in total''', drawn down from subscription revenue as it accrues.
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	The time needed to cash out Rewards depends entirely on how much the platform is used. To be deliberately cautious, the cash-out horizon is described as ranging '''between 1 and 10 years''', with an '''estimated average of 3 to 4 years'''.		The time needed to cash out Rewards depends entirely on how much the platform is used. To be deliberately cautious, the cash-out horizon is described as ranging '''between 1 and 10 years''', with an '''estimated average of 3 to 4 years'''.

	'''⚠️ This figure is purely theoretical. There is no guarantee whatsoever.''' It is an '''estimated projection''', not a promise. The actual timing will depend on the platform's attractiveness and adoption. A faster uptake (more users, more subscription revenue) shortens the horizon; slow adoption lengthens it — or, in the honest design, may mean Rewards are simply not distributed in a given period.		'''⚠️ This figure is purely theoretical. There is no guarantee whatsoever.''' It is an '''estimated projection''', not a promise. The actual timing will depend on the platform's attractiveness and adoption. A faster uptake (more users, more subscription revenue) shortens the horizon; slow adoption lengthens it, or, in the honest design, may mean Rewards are simply not distributed in a given period.

	=== Tax Implications ===		=== Tax Implications ===
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	=== Needs Addressed ===		=== Needs Addressed ===

	Rewards address the legitimate financial interests of early funders who take on the highest risk. When WikiDeal has few users, the platform is unproven — early funders deserve recognition for their trust. Rewards provide a conditional path to financial return without creating speculative pressure or securities-law complexity.		Rewards address the legitimate financial interests of early funders who take on the highest risk. When WikiDeal has few users, the platform is unproven: early funders deserve recognition for their trust. Rewards provide a conditional path to financial return without creating speculative pressure or securities-law complexity.

	=== No Guarantee — An Honest Design ===		=== No Guarantee: An Honest Design ===

	The absence of guarantee is not a weakness — it is the honest architecture. WikiDeal does not promise what it cannot deliver. Rewards will be distributed when and only when subscription revenue allows. This aligns funder interests with platform growth, not with speculation.		The absence of guarantee is not a weakness: it is the honest architecture. WikiDeal does not promise what it cannot deliver. Rewards will be distributed when and only when subscription revenue allows. This aligns funder interests with platform growth, not with speculation.

	* No financial return is guaranteed. See Terms & Conditions and FAQ for full details. FINMA sandbox rules apply.		* No financial return is guaranteed. See Terms & Conditions and FAQ for full details. FINMA sandbox rules apply.
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	'''See also:''' [[Gov/en/Portal:Economy/Rewards\|Rewards Explained]] [[Gov/en/Portal:Economy/Miles-Credits\|Miles Credits]] [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]] [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] [[Gov/en/Portal:Economy/Subscriptions\|Subscription Model]] Funding Contract FAQ		'''See also:''' [[Gov/en/Portal:Economy/Rewards\|Rewards Explained]] [[Gov/en/Portal:Economy/Miles-Credits\|Miles Credits]] [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]] [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] [[Gov/en/Portal:Economy/Subscriptions\|Subscription Model]] Funding Contract FAQ

	💡 '''Improve this concept''' — submit a proposal via [[Gov/en/Portal:R&D/Open-Call:Main\|Open Call]]		💡 '''Improve this concept:''' submit a proposal via [[Gov/en/Portal:R&D/Open-Call:Main\|Open Call]]
	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
	<!-- visible -->		<!-- visible -->

← Older revision		Revision as of 15:23, 3 July 2026
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	{{KidsIntro\|~~Cash rewards~~ are real money you can earn on the platform for helping out or doing good work. When you contribute something useful, you can get paid back in cash.}}		{{KidsIntro\|Rewards are real money you can earn on the platform for helping out or doing good work. When you contribute something useful, you can get paid back in cash.}}

	Wiki Core · Concept		Wiki Core · Concept

	== ~~Cash~~ Rewards ==		== Rewards ==

	~~Cash~~ Rewards at a Glance		Rewards at a Glance

	{\| class="wikitable"		{\| class="wikitable"
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	\|-		\|-
	\| See also		\| See also
	\| [[Gov/en/Portal:Economy/~~Cash-~~Rewards\|Rewards Explained]]		\| [[Gov/en/Portal:Economy/Rewards\|Rewards Explained]]
	\|-		\|-
	\| See also		\| See also
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	\|}		\|}

	~~Cash~~ Rewards are a type of WikiDeal Reward that can be converted to CHF — but '''without guarantee'''. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.		Rewards are a type of WikiDeal Reward that can be converted to CHF — but '''without guarantee'''. They represent a conditional claim on future subscription revenue, not a debt or financial instrument. Their availability depends entirely on the financial health of the platform.

	~~Cash~~ Rewards are honest: they are distributed at the rhythm of subscription income. If subscription income is low, rewards can be low. It is a transparent process: each subscription immediately and automatically generates a distribution to all ~~Cash~~ Reward holders, proportionally.		Rewards are honest: they are distributed at the rhythm of subscription income. If subscription income is low, rewards can be low. It is a transparent process: each subscription immediately and automatically generates a distribution to all Reward holders, proportionally.

	Concretely: when a person buys a CHF 10 yearly subscription to use WikiDeal and becomes a subscribed user, this person obtains the right to vote, and the CHF 10 are immediately redistributed to all ~~Cash~~ Reward holders, each one receiving a share of these CHF 10 in proportion to the ~~Cash~~ Rewards they hold.		Concretely: when a person buys a CHF 10 yearly subscription to use WikiDeal and becomes a subscribed user, this person obtains the right to vote, and the CHF 10 are immediately redistributed to all Reward holders, each one receiving a share of these CHF 10 in proportion to the Rewards they hold.

	=== What Are ~~Cash~~ Rewards? ===		=== What Are Rewards? ===

	When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive ~~Cash~~ Rewards in your personal account.		When you fund WikiDeal through the Fund WikiDeal page, your contribution passes through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|bonding curve]] algorithm. Depending on your chosen reward type (Priority 2), you receive Rewards in your personal account.

	~~Cash~~ Rewards accumulate over time and may gain an annual value increase. The rate is '''not decided''': a maximum cap of 5%/year is proposed, but whether it applies, and at what rate (''x%'', up to 5%), is an open question to be settled during Prototype 1. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.		Rewards accumulate over time and may gain an annual value increase. The rate is '''not decided''': a maximum cap of 5%/year is proposed, but whether it applies, and at what rate (''x%'', up to 5%), is an open question to be settled during Prototype 1. They can be cashed out when the conditions are met — specifically, when sufficient subscription revenue has been generated by active WikiDeal users.

	=== How ~~Cash~~ Rewards Work ===		=== How Rewards Work ===

	# '''Funding contribution''' — You contribute CHF via the funding flow.		# '''Funding contribution''' — You contribute CHF via the funding flow.
	# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).		# '''[[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding curve]] processing''' — The algorithm converts your CHF into Credits based on the current reserve level. Early funders receive more Credits per CHF (e.g. ×100 multiplier at very low reserve).
	# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into ~~Cash~~ Rewards (P2) and community pool contributions.		# '''Credit allocation''' — Your Credits are split by the [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] mechanism into Rewards (P2) and community pool contributions.
	# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.		# '''Value appreciation (proposed)''' — Credits may gain up to 5%/year in CHF value. This is a proposal under study, not a guaranteed or automatic return.
	# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].		# '''Cash-out''' — When platform conditions allow (sufficient subscription revenue), you can request conversion to CHF via [https://funding.wikideal.net funding.wikideal.net].
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	=== Where the money comes from: subscription revenue ===		=== Where the money comes from: subscription revenue ===

	~~Cash~~ Rewards are '''funded directly from subscription revenue'''. At the start, the revenue collected from the CHF 1/month subscriptions is allocated to the holders of ~~Cash~~ Rewards. As these holders are progressively paid out, their number decreases over time.		Rewards are '''funded directly from subscription revenue'''. At the start, the revenue collected from the CHF 1/month subscriptions is allocated to the holders of Rewards. As these holders are progressively paid out, their number decreases over time.

	The system is sized so that ~~Cash~~ Rewards are fully honoured once the platform has reached '''CHF 100 million in cumulative collections'''. As an order of magnitude: with roughly 1 million active users (≈ CHF 12/year each), reaching CHF 100 million in collections would take on the order of '''10 years'''. If adoption grows faster — for example reaching 3 million users within 3 years — that horizon shortens accordingly.		The system is sized so that Rewards are fully honoured once the platform has reached '''CHF 100 million in cumulative collections'''. As an order of magnitude: with roughly 1 million active users (≈ CHF 12/year each), reaching CHF 100 million in collections would take on the order of '''10 years'''. If adoption grows faster — for example reaching 3 million users within 3 years — that horizon shortens accordingly.

	=== Two blocks of ~~Cash~~ Rewards (Prototype 1) ===		=== Two blocks of Rewards (Prototype 1) ===

	Within the Prototype 1 framework, ~~Cash~~ Rewards are split into '''two distinct blocks''':		Within the Prototype 1 framework, Rewards are split into '''two distinct blocks''':

	* '''Early supporters''' — '''50 million''' ~~Cash~~ Rewards		* '''Early supporters''' — '''50 million''' Rewards
	* '''Funders / donors (funding contributions)''' — '''50 million''' ~~Cash~~ Rewards		* '''Funders / donors (funding contributions)''' — '''50 million''' Rewards

	That is '''100 million ~~Cash~~ Rewards in total''', drawn down from subscription revenue as it accrues.		That is '''100 million Rewards in total''', drawn down from subscription revenue as it accrues.

	=== How long to cash out? (estimated, no guarantee) ===		=== How long to cash out? (estimated, no guarantee) ===

	The time needed to cash out ~~Cash~~ Rewards depends entirely on how much the platform is used. To be deliberately cautious, the cash-out horizon is described as ranging '''between 1 and 10 years''', with an '''estimated average of 3 to 4 years'''.		The time needed to cash out Rewards depends entirely on how much the platform is used. To be deliberately cautious, the cash-out horizon is described as ranging '''between 1 and 10 years''', with an '''estimated average of 3 to 4 years'''.

	'''⚠️ This figure is purely theoretical. There is no guarantee whatsoever.''' It is an '''estimated projection''', not a promise. The actual timing will depend on the platform's attractiveness and adoption. A faster uptake (more users, more subscription revenue) shortens the horizon; slow adoption lengthens it — or, in the honest design, may mean ~~Cash~~ Rewards are simply not distributed in a given period.		'''⚠️ This figure is purely theoretical. There is no guarantee whatsoever.''' It is an '''estimated projection''', not a promise. The actual timing will depend on the platform's attractiveness and adoption. A faster uptake (more users, more subscription revenue) shortens the horizon; slow adoption lengthens it — or, in the honest design, may mean Rewards are simply not distributed in a given period.

	=== Tax Implications ===		=== Tax Implications ===

	~~Cash~~ Rewards are '''not taxable when earned'''. Tax implications arise only at the moment of cash-out, when Credits are converted to CHF. This is consistent with Swiss tax law for utility credits and supports FINMA sandbox classification as a utility token (not a security).		Rewards are '''not taxable when earned'''. Tax implications arise only at the moment of cash-out, when Credits are converted to CHF. This is consistent with Swiss tax law for utility credits and supports FINMA sandbox classification as a utility token (not a security).

	Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.		Consult your tax advisor for your specific situation. WikiDeal does not provide tax advice.
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	=== Needs Addressed ===		=== Needs Addressed ===

	~~Cash~~ Rewards address the legitimate financial interests of early funders who take on the highest risk. When WikiDeal has few users, the platform is unproven — early funders deserve recognition for their trust. ~~Cash~~ Rewards provide a conditional path to financial return without creating speculative pressure or securities-law complexity.		Rewards address the legitimate financial interests of early funders who take on the highest risk. When WikiDeal has few users, the platform is unproven — early funders deserve recognition for their trust. Rewards provide a conditional path to financial return without creating speculative pressure or securities-law complexity.

	=== No Guarantee — An Honest Design ===		=== No Guarantee — An Honest Design ===

	The absence of guarantee is not a weakness — it is the honest architecture. WikiDeal does not promise what it cannot deliver. ~~Cash~~ Rewards will be distributed when and only when subscription revenue allows. This aligns funder interests with platform growth, not with speculation.		The absence of guarantee is not a weakness — it is the honest architecture. WikiDeal does not promise what it cannot deliver. Rewards will be distributed when and only when subscription revenue allows. This aligns funder interests with platform growth, not with speculation.

	* No financial return is guaranteed. See Terms & Conditions and FAQ for full details. FINMA sandbox rules apply.		* No financial return is guaranteed. See Terms & Conditions and FAQ for full details. FINMA sandbox rules apply.

	'''See also:''' [[Gov/en/Portal:Economy/~~Cash-~~Rewards\|Rewards Explained]] [[Gov/en/Portal:Economy/Miles-Credits\|Miles Credits]] [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]] [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] [[Gov/en/Portal:Economy/Subscriptions\|Subscription Model]] Funding Contract FAQ		'''See also:''' [[Gov/en/Portal:Economy/Rewards\|Rewards Explained]] [[Gov/en/Portal:Economy/Miles-Credits\|Miles Credits]] [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]] [[Gov/en/Portal:R&D/Innovations:Funding Stabilizer\|Balance Boost]] [[Gov/en/Portal:Economy/Subscriptions\|Subscription Model]] Funding Contract FAQ

	💡 '''Improve this concept''' — submit a proposal via [[Gov/en/Portal:R&D/Open-Call:Main\|Open Call]]		💡 '''Improve this concept''' — submit a proposal via [[Gov/en/Portal:R&D/Open-Call:Main\|Open Call]]
	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
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