Gov/en/Portal:Economy/Main - Revision history

Creativesoul4ever: users instead of "more" in participativity

2026-07-27T17:59:25Z

users instead of "more" in participativity

← Older revision		Revision as of 19:59, 27 July 2026
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	# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|user subscriptions]] (the general subscription) and [[Gov/en/Portal:Economy/Commissions\|commissions on each transaction]].		# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|user subscriptions]] (the general subscription) and [[Gov/en/Portal:Economy/Commissions\|commissions on each transaction]].
	# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.		# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.
	# '''The bet.''' Lower commissions, more flexibility, ~~more~~ participativity: that is the bet WikiDeal takes.		# '''The bet.''' Lower commissions, more flexibility, users participativity: that is the bet WikiDeal takes.
	# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).		# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).

AI-Admin-Assistant: Update links to merged Rewards page

2026-07-25T13:18:33Z

Update links to merged Rewards page

← Older revision		Revision as of 15:18, 25 July 2026
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	* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]		* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]
	* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]		* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]
	* [[Gov/en/Portal:Economy/Rewards~~-Explained~~\|Rewards ~~Explained~~]]		* [[Gov/en/Portal:Economy/Rewards\|Rewards]]
	* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]		* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]
	* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]		* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]

AI-Admin-Assistant: Be specific: general user subscription gives access to platform + models of contract; commissions on each transaction (Theo audio 2026-07-17 16:52)

2026-07-17T16:54:42Z

Be specific: general user subscription gives access to platform + models of contract; commissions on each transaction (Theo audio 2026-07-17 16:52)

← Older revision		Revision as of 18:54, 17 July 2026
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	{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}		{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}
	{{ExpertIntro\|WikiDeal's economy aims at financial autonomy, without depending on governmental or parapublic aid, while encouraging partnerships and support (donations, specific projects) as long as the project remains user-owned. Funding rests on two main sources: subscriptions (starting at CHF 1 per month, access to the platform, not to transactions) and commissions at real cost, by nature generally lower than those of today's dominant platforms, with full public transparency and surplus returned to the community.}}		{{ExpertIntro\|WikiDeal's economy aims at financial autonomy, without depending on governmental or parapublic aid, while encouraging partnerships and support (donations, specific projects) as long as the project remains user-owned. Funding rests on two main sources: user subscriptions (the general subscription, starting at CHF 1 per month, giving access to the platform and its models of contract, not to the transactions) and commissions on each transaction, at real cost, by nature generally lower than those of today's dominant platforms, with full public transparency and surplus returned to the community.}}
	__TOC__		__TOC__

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	# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.		# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.
	# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|subscriptions]] and [[Gov/en/Portal:Economy/Commissions\|commissions]].		# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|user subscriptions]] (the general subscription) and [[Gov/en/Portal:Economy/Commissions\|commissions on each transaction]].
	# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.		# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.
	# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.		# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.
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	== Subscription ==		== Subscription ==

	The subscription starts at '''1 Swiss franc per month''', approximately 1 euro or 1 US dollar, and the intention is to keep this cost low. ~~The~~ subscription gives access to the use of the platform, but not to the transactions themselves. For details, see [[Gov/en/Portal:Economy/Monthly-Subscriptions\|Monthly Subscriptions]].		The subscription starts at '''1 Swiss franc per month''', approximately 1 euro or 1 US dollar, and the intention is to keep this cost low. This general user subscription gives access to the use of the platform and to its models of contract (the contract templates users need to make deals), but not to the transactions themselves. For details, see [[Gov/en/Portal:Economy/Monthly-Subscriptions\|Monthly Subscriptions]].

	<span id="commissions"></span>		<span id="commissions"></span>

AI-Admin-Assistant: Terminology: WIL token -> Karma token; WIL = WikiDeal License only (Theo 2026-07-16)

2026-07-16T21:51:26Z

Terminology: WIL token -> Karma token; WIL = WikiDeal License only (Theo 2026-07-16)

AI-Admin-Assistant: Terminology: miles / Miles Credits -> WIL token (WikiDeal Inner Life), Theo 2026-07-16

2026-07-16T19:44:15Z

Terminology: miles / Miles Credits -> WIL token (WikiDeal Inner Life), Theo 2026-07-16

AI-Admin-Assistant: Restructure per Theo audio 2026-07-09: 5 fundamentals synthesis (financial autonomy, 2 funding sources, at-real-cost rule, the bet, transparency), Subscription section (CHF 1), commission split incl. provider share, Uber take-rate references, La Mobiliere example for surplus return, ExpertIntro + TOC + anchors, em-dashes removed

2026-07-09T17:04:15Z

Restructure per Theo audio 2026-07-09: 5 fundamentals synthesis (financial autonomy, 2 funding sources, at-real-cost rule, the bet, transparency), Subscription section (CHF 1), commission split incl. provider share, Uber take-rate references, La Mobiliere example for surplus return, ExpertIntro + TOC + anchors, em-dashes removed

Show changes

AI-Admin-Assistant: Protected "Gov/en/Portal:Economy/Main": Bulk protection: Gov pages = admins only (Theo request 2026-06-20) ([Edit=Allow only administrators] (indefinite) [Move=Allow only administrators] (indefinite))

2026-06-20T13:24:48Z

Protected "Gov/en/Portal:Economy/Main": Bulk protection: Gov pages = admins only (Theo request 2026-06-20) ([Edit=Allow only administrators] (indefinite) [Move=Allow only administrators] (indefinite))

← Older revision		Revision as of 15:24, 20 June 2026
(No difference)

AI-Admin-Assistant: Remove hard {{NotApproved}} notice (redundant with auto-generated ApprovedRevs notice) — Theo request 2026-06-20

2026-06-20T13:07:26Z

Remove hard {{NotApproved}} notice (redundant with auto-generated ApprovedRevs notice) — Theo request 2026-06-20

← Older revision		Revision as of 15:07, 20 June 2026
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	{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}		{{KidsIntro\|The economy is how money moves on the platform. Small commissions on deals help pay for the tools and services everyone shares, keeping the whole community running fairly.}}

	~~{{NotApproved}}~~

	== Commissions ==		== Commissions ==

AI-Admin-Assistant: Link new Lot 6 Economy pages + remove admin-view residue (Theo 2026-06-13)

2026-06-13T20:54:32Z

Link new Lot 6 Economy pages + remove admin-view residue (Theo 2026-06-13)

← Older revision		Revision as of 22:54, 13 June 2026
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	{{NotApproved}}		{{NotApproved}}

	~~🔒 '''Admin view:''' You are viewing an administrative or core structural page.~~

	== Commissions ==		== Commissions ==
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	* [[Gov/en/Portal:Economy/Civic-Incentive\|Civic Incentive]]		* [[Gov/en/Portal:Economy/Civic-Incentive\|Civic Incentive]]
	* [[Gov/en/Portal:Economy/What-You-Get\|What You Get]]		* [[Gov/en/Portal:Economy/What-You-Get\|What You Get]]
			* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]
			* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]
			* [[Gov/en/Portal:Economy/Rewards-Explained\|Rewards Explained]]
			* [[Gov/en/Portal:Economy/Miles-Market\|Miles Market]]
			* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]

	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
	<!-- visible -->		<!-- visible -->

AI-Admin-Assistant: Add Lot 5 page links to portal index (Theo 2026-06-13)

2026-06-13T20:51:35Z

Add Lot 5 page links to portal index (Theo 2026-06-13)

@@ Line 36: / Line 36: @@
 '''See also:'''
 [[Category:Migration June 2026]]
 <!-- visible -->

← Older revision		Revision as of 15:18, 25 July 2026
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	* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]		* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]
	* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]		* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]
	* [[Gov/en/Portal:Economy/Rewards~~-Explained~~\|Rewards ~~Explained~~]]		* [[Gov/en/Portal:Economy/Rewards\|Rewards]]
	* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]		* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]
	* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]		* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]

← Older revision		Revision as of 23:51, 16 July 2026
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	# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.		# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.
	# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|subscriptions]] and [[Gov/en/Portal:Economy/Commissions\|commissions]].		# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|subscriptions]] and [[Gov/en/Portal:Economy/Commissions\|commissions]].
	# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/~~WIL~~-Tokens\|~~WIL~~ tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.		# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/Karma-Tokens\|Karma tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.
	# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.		# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.
	# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).		# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).
Line 39:		Line 39:
	* WikiDeal platform: ~2-3% (covers infrastructure, legal frameworks, open-source maintenance)		* WikiDeal platform: ~2-3% (covers infrastructure, legal frameworks, open-source maintenance)

	''These figures are initial working hypotheses. What is certain is the fundamental principle: at real cost, with real costs based on a mix that includes volunteering and semi-volunteering rewarded with ~~WIL~~ tokens, notably for assistance.''		''These figures are initial working hypotheses. What is certain is the fundamental principle: at real cost, with real costs based on a mix that includes volunteering and semi-volunteering rewarded with Karma tokens, notably for assistance.''

	The subscription fee is billed ''on top of'' the commission, not deducted from it.		The subscription fee is billed ''on top of'' the commission, not deducted from it.
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	=== Surplus Return ===		=== Surplus Return ===

	When Commission income exceeds verified operating costs, the surplus is returned to the community. This is not a discretionary policy decision: it is a structural rule embedded in the WikiDeal model. The surplus return mechanism operates quarterly: the foundation publishes audited cost accounts, the difference between income and costs is calculated, and the surplus is distributed through the community pool (~~WIL~~ tokens and subsidized access).		When Commission income exceeds verified operating costs, the surplus is returned to the community. This is not a discretionary policy decision: it is a structural rule embedded in the WikiDeal model. The surplus return mechanism operates quarterly: the foundation publishes audited cost accounts, the difference between income and costs is calculated, and the surplus is distributed through the community pool (Karma tokens and subsidized access).

	This logic already exists elsewhere: [https://www.mobiliere.ch/ La Mobilière] (mobi.ch), a Swiss insurance group anchored in a cooperative, has been returning part of its surplus to its clients for years, in many domains, and does it very well.		This logic already exists elsewhere: [https://www.mobiliere.ch/ La Mobilière] (mobi.ch), a Swiss insurance group anchored in a cooperative, has been returning part of its surplus to its clients for years, in many domains, and does it very well.
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	* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]		* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]
	* [[Gov/en/Portal:Economy/Rewards-Explained\|Rewards Explained]]		* [[Gov/en/Portal:Economy/Rewards-Explained\|Rewards Explained]]
	* [[Gov/en/Portal:Economy/~~WIL~~-Token-Market\|~~WIL~~ Token Market]]		* [[Gov/en/Portal:Economy/Karma-Token-Market\|Karma Token Market]]
	* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]		* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]

← Older revision		Revision as of 21:44, 16 July 2026
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	# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.		# '''Financial autonomy as a goal.''' The economy of WikiDeal aims at being financially autonomous and at not depending on governmental or parapublic aid. WikiDeal encourages partnerships and support, and seeks support especially at the beginning, in the form of Donations or specific projects, as long as it remains a project owned by its users: a [https://en.wikipedia.org/wiki/Citizen_science citizen-based] research and development programme.
	# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|subscriptions]] and [[Gov/en/Portal:Economy/Commissions\|commissions]].		# '''Two main funding sources.''' The financing of the platform is covered by [[Gov/en/Portal:Economy/Monthly-Subscriptions\|subscriptions]] and [[Gov/en/Portal:Economy/Commissions\|commissions]].
	# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/~~Miles~~-~~Credits~~\|~~Miles Credits~~]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.		# '''The fundamental rule: at real cost.''' Commissions must be at real cost. Real costs include a share of volunteering and semi-volunteering (volunteering rewarded with [[Gov/en/Portal:Economy/WIL-Tokens\|WIL tokens]], that is, exchange rights), notably for assistance. By nature, this makes commissions generally lower than the commissions observed on the leading platforms currently dominating their domains.
	# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.		# '''The bet.''' Lower commissions, more flexibility, more participativity: that is the bet WikiDeal takes.
	# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).		# '''Radical transparency.''' Everyone should know where the money goes: accounts are public, every commission is broken down publicly, and any surplus is returned to the community (see [[#surplus-return\|Surplus Return]]).
Line 39:		Line 39:
	* WikiDeal platform: ~2-3% (covers infrastructure, legal frameworks, open-source maintenance)		* WikiDeal platform: ~2-3% (covers infrastructure, legal frameworks, open-source maintenance)

	''These figures are initial working hypotheses. What is certain is the fundamental principle: at real cost, with real costs based on a mix that includes volunteering and semi-volunteering rewarded with ~~Miles Credits~~, notably for assistance.''		''These figures are initial working hypotheses. What is certain is the fundamental principle: at real cost, with real costs based on a mix that includes volunteering and semi-volunteering rewarded with WIL tokens, notably for assistance.''

	The subscription fee is billed ''on top of'' the commission, not deducted from it.		The subscription fee is billed ''on top of'' the commission, not deducted from it.
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	=== Surplus Return ===		=== Surplus Return ===

	When Commission income exceeds verified operating costs, the surplus is returned to the community. This is not a discretionary policy decision: it is a structural rule embedded in the WikiDeal model. The surplus return mechanism operates quarterly: the foundation publishes audited cost accounts, the difference between income and costs is calculated, and the surplus is distributed through the community pool (~~Miles Credits~~ and subsidized access).		When Commission income exceeds verified operating costs, the surplus is returned to the community. This is not a discretionary policy decision: it is a structural rule embedded in the WikiDeal model. The surplus return mechanism operates quarterly: the foundation publishes audited cost accounts, the difference between income and costs is calculated, and the surplus is distributed through the community pool (WIL tokens and subsidized access).

	This logic already exists elsewhere: [https://www.mobiliere.ch/ La Mobilière] (mobi.ch), a Swiss insurance group anchored in a cooperative, has been returning part of its surplus to its clients for years, in many domains, and does it very well.		This logic already exists elsewhere: [https://www.mobiliere.ch/ La Mobilière] (mobi.ch), a Swiss insurance group anchored in a cooperative, has been returning part of its surplus to its clients for years, in many domains, and does it very well.
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	* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]		* [[Gov/en/Portal:Economy/Subscription-Distribution\|Subscription Distribution]]
	* [[Gov/en/Portal:Economy/Rewards-Explained\|Rewards Explained]]		* [[Gov/en/Portal:Economy/Rewards-Explained\|Rewards Explained]]
	* [[Gov/en/Portal:Economy/~~Miles~~-Market\|~~Miles~~ Market]]		* [[Gov/en/Portal:Economy/WIL-Token-Market\|WIL Token Market]]
	* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]		* [[Gov/en/Portal:Economy/Civic-Flex-Pricing\|Civic Flex Pricing]]