Gov/en/Portal:Economy/Funder-Stories - Revision history

AI-Admin-Assistant: Category:Economy renamed to Category:Funding — per Théo 2026-08-18

2026-08-18T22:42:28Z

Category:Economy renamed to Category:Funding — per Théo 2026-08-18

← Older revision		Revision as of 00:42, 19 August 2026
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	[[Category:Funding]]		[[Category:Funding]]
	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
	~~[[Category:Economy]]~~

AI-Admin-Assistant: Move funding cluster to dedicated Category:Funding hub — per Théo 2026-08-18

2026-08-18T22:38:09Z

Move funding cluster to dedicated Category:Funding hub — per Théo 2026-08-18

← Older revision		Revision as of 00:38, 19 August 2026
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	* [[Gov/en/Portal:Economy/Subscriptions\|Subscription Model]]		* [[Gov/en/Portal:Economy/Subscriptions\|Subscription Model]]

			[[Category:Funding]]
	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
	[[Category:Economy]]		[[Category:Economy]]

AI-Admin-Assistant: Point NDF links to canonical Economy page; See also + Category:Economy — nav cluster 2026-08-18

2026-08-18T21:16:11Z

Point NDF links to canonical Economy page; See also + Category:Economy — nav cluster 2026-08-18

← Older revision		Revision as of 23:16, 18 August 2026
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	== Step 2: The Donor's Choice (Need-Driven Funding) ==		== Step 2: The Donor's Choice (Need-Driven Funding) ==
	Not all generated Rewards are necessarily kept by the funder. Within the frame of the [[Gov/en/Portal:~~R&D~~/~~Innovations:~~Need-Driven Funding\|Need-Driven Funding mechanism]], each donor '''freely chooses at donation time''' how many of the generated Rewards they keep and how much they leave to the project as pure support. Simple formulas are currently proposed to make this choice easy (see the [[Gov/en/Portal:Economy/Rewards-FAQ\|Rewards FAQ]]): Pure Patron (x0, everything is given), Seed Keeper (x1, break-even), Harvester (x2, double if it works), or Gardener (the donor keeps all or part of the maximum generated by the curve, choosing the exact percentage; always more than x2). Gardener is the formula most donors are expected to choose. This choice is made at donation time: it does not change later.		Not all generated Rewards are necessarily kept by the funder. Within the frame of the [[Gov/en/Portal:Economy/Need-Driven-Funding\|Need-Driven Funding mechanism]], each donor '''freely chooses at donation time''' how many of the generated Rewards they keep and how much they leave to the project as pure support. Simple formulas are currently proposed to make this choice easy (see the [[Gov/en/Portal:Economy/Rewards-FAQ\|Rewards FAQ]]): Pure Patron (x0, everything is given), Seed Keeper (x1, break-even), Harvester (x2, double if it works), or Gardener (the donor keeps all or part of the maximum generated by the curve, choosing the exact percentage; always more than x2). Gardener is the formula most donors are expected to choose. This choice is made at donation time: it does not change later.

	* Kim chooses the '''Harvester (x2)''' formula: out of her 100,000 generated Rewards, she keeps '''2,000 Rewards''' (twice her CHF 1,000 donation) and leaves the rest to the project as pure support.		* Kim chooses the '''Harvester (x2)''' formula: out of her 100,000 generated Rewards, she keeps '''2,000 Rewards''' (twice her CHF 1,000 donation) and leaves the rest to the project as pure support.
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	* [[Gov/en/Portal:Economy/Rewards-FAQ\|Rewards FAQ]]		* [[Gov/en/Portal:Economy/Rewards-FAQ\|Rewards FAQ]]
	* [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]]		* [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]]
	* [[Gov/en/Portal:~~R&D~~/~~Innovations:~~Need-Driven Funding\|Need-Driven Funding mechanism]]		* [[Gov/en/Portal:Economy/Need-Driven-Funding\|Need-Driven Funding mechanism]]
	* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]		* [[Gov/en/Portal:Economy/Revenue-Structure\|Revenue Structure]]
			* [[Gov/en/Portal:Economy/Subscriptions\|Subscription Model]]

	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
			[[Category:Economy]]

AI-Admin-Assistant: Gardener formula precision: keep all or part (percentage choice), more than x2 — per Théo 2026-08-18

2026-08-18T18:31:02Z

Gardener formula precision: keep all or part (percentage choice), more than x2 — per Théo 2026-08-18

← Older revision		Revision as of 20:31, 18 August 2026
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	== Step 2: The Donor's Choice (Need-Driven Funding) ==		== Step 2: The Donor's Choice (Need-Driven Funding) ==
	Not all generated Rewards are necessarily kept by the funder. Within the frame of the [[Gov/en/Portal:R&D/Innovations:Need-Driven Funding\|Need-Driven Funding mechanism]], each donor '''freely chooses at donation time''' how many of the generated Rewards they keep and how much they leave to the project as pure support. Simple formulas are currently proposed to make this choice easy (see the [[Gov/en/Portal:Economy/Rewards-FAQ\|Rewards FAQ]]): Pure Patron (x0, everything is given), Seed Keeper (x1, break-even), Harvester (x2, double if it works), or Gardener (the maximum generated by the curve). This choice is made at donation time: it does not change later.		Not all generated Rewards are necessarily kept by the funder. Within the frame of the [[Gov/en/Portal:R&D/Innovations:Need-Driven Funding\|Need-Driven Funding mechanism]], each donor '''freely chooses at donation time''' how many of the generated Rewards they keep and how much they leave to the project as pure support. Simple formulas are currently proposed to make this choice easy (see the [[Gov/en/Portal:Economy/Rewards-FAQ\|Rewards FAQ]]): Pure Patron (x0, everything is given), Seed Keeper (x1, break-even), Harvester (x2, double if it works), or Gardener (the donor keeps all or part of the maximum generated by the curve, choosing the exact percentage; always more than x2). Gardener is the formula most donors are expected to choose. This choice is made at donation time: it does not change later.

	* Kim chooses the '''Harvester (x2)''' formula: out of her 100,000 generated Rewards, she keeps '''2,000 Rewards''' (twice her CHF 1,000 donation) and leaves the rest to the project as pure support.		* Kim chooses the '''Harvester (x2)''' formula: out of her 100,000 generated Rewards, she keeps '''2,000 Rewards''' (twice her CHF 1,000 donation) and leaves the rest to the project as pure support.
	* Noah chooses the '''Gardener''' formula: he keeps ~~all~~ '''320,000 Rewards''' generated by the curve.		* Noah chooses the '''Gardener''' formula and sets his percentage at 100%: he keeps the full '''320,000 Rewards''' generated by the curve (he could equally have kept only a part and left the rest to the project).

	The share left to the project supports WikiDeal's development and operations. The Rewards kept by Kim and Noah are what generate their future rewards.		The share left to the project supports WikiDeal's development and operations. The Rewards kept by Kim and Noah are what generate their future rewards.

AI-Admin-Assistant: Rewrite: single Reward type, slider/community-personal distinction removed — per Théo 2026-08-18

2026-08-18T18:23:31Z

Rewrite: single Reward type, slider/community-personal distinction removed — per Théo 2026-08-18

Show changes

AI-Admin-Assistant: Add missing TOC per Theo's request

2026-08-09T22:27:33Z

Add missing __TOC__ per Theo's request

← Older revision		Revision as of 00:27, 10 August 2026
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	{{KidsIntro\|This page shares stories from people who gave money to support WikiDeal.}}		{{KidsIntro\|This page shares stories from people who gave money to support WikiDeal.}}

			__TOC__

	= Funder Stories: How Kim & Noah Earn Their Rewards =		= Funder Stories: How Kim & Noah Earn Their Rewards =

AI-Admin-Assistant: Add missing intros per Theo's 20s rule

2026-08-09T00:54:54Z

Add missing intros per Theo's 20s rule

← Older revision		Revision as of 02:54, 9 August 2026
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			{{ExpertIntro\|We are heading towards transparent, algorithmic distribution of cooperative surplus through bonding curves and need-driven funding mechanisms. This hypothesis proposes that early-stage funders receive proportionally greater reward allocations due to reserve dynamics, while ongoing revenue is distributed linearly across all reward holders. The emerging trend suggests decentralized platforms are experimenting with hybrid models that balance individual incentive alignment with community pool allocations.}}

	{{KidsIntro\|This page shares stories from people who gave money to support WikiDeal.}}		{{KidsIntro\|This page shares stories from people who gave money to support WikiDeal.}}

AI-Admin-Assistant: Donation vocabulary: remove 'back' (support/finance sense) in favour of donate (Theo 2026-08-03)

2026-08-03T07:28:04Z

Donation vocabulary: remove 'back' (support/finance sense) in favour of donate (Theo 2026-08-03)

← Older revision		Revision as of 09:28, 3 August 2026
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	* '''No speculation:''' The CHF value of each Reward is defined entirely by the algorithm. There is no secondary market, no price volatility.		* '''No speculation:''' The CHF value of each Reward is defined entirely by the algorithm. There is no secondary market, no price volatility.
	* '''Revenue-linked:''' Cashout is possible when sufficient subscription revenue has been generated to ~~back~~ the redemption. This ensures the system remains solvent and sustainable.		* '''Revenue-linked:''' Cashout is possible when sufficient subscription revenue has been generated to cover the redemption. This ensures the system remains solvent and sustainable.
	* '''Transparent timing:''' The protocol defines clear thresholds for when cashout windows open, Kim and Noah can track this through their contributor dashboard.		* '''Transparent timing:''' The protocol defines clear thresholds for when cashout windows open, Kim and Noah can track this through their contributor dashboard.
	* '''Proportional:''' Cashout amounts are proportional to the number of Rewards held and the current CHF value per Reward at the time of redemption.		* '''Proportional:''' Cashout amounts are proportional to the number of Rewards held and the current CHF value per Reward at the time of redemption.

AI-Admin-Assistant: Rewards vocabulary: umbrella term Credits renamed to Rewards (Theo 2026-08-03)

2026-08-03T06:58:17Z

Rewards vocabulary: umbrella term Credits renamed to Rewards (Theo 2026-08-03)

AI-Admin-Assistant: Redistribution narrative: remove ROI/yield vocabulary (Theo 2026-07-16)

2026-07-16T18:07:38Z

Redistribution narrative: remove ROI/yield vocabulary (Theo 2026-07-16)

← Older revision		Revision as of 20:07, 16 July 2026
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	* '''Noah''' contributes CHF 5,000 → receives approximately CHF 476 worth of Rewards (~47,600 Credits)		* '''Noah''' contributes CHF 5,000 → receives approximately CHF 476 worth of Rewards (~47,600 Credits)

	Early funders get more Credits per CHF because the reserve is low. As more contributions accumulate, the bonding curve adjusts, and each subsequent CHF ~~yields~~ fewer Credits. This is an inherent property of the formula, not a promotional bonus.		Early funders get more Credits per CHF because the reserve is low. As more contributions accumulate, the bonding curve adjusts, and each subsequent CHF brings fewer Credits. This is an inherent property of the formula, not a promotional bonus.

	== Step 2: Credit Allocation (Need-Driven Funding) ==		== Step 2: Credit Allocation (Need-Driven Funding) ==

← Older revision		Revision as of 08:58, 3 August 2026
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	From WikiDeal, a Wikipedia of e-commerce · Pilot 1, Prototype 1 · ''Socio-Technical Innovation, WikiDeal concept ([[Gov/en/Portal:Meta/Licensing-and-Credits\|credits]])''		From WikiDeal, a Wikipedia of e-commerce · Pilot 1, Prototype 1 · ''Socio-Technical Innovation, WikiDeal concept ([[Gov/en/Portal:Meta/Licensing-and-Credits\|credits]])''

	WikiDeal's financial mechanisms can seem complex at first. This page walks through two fictional but realistic profiles, '''Kim''' and '''Noah''', to show exactly how each step works: from initial contribution, through ~~Credit~~ allocation, to monthly rewards and cashout. These are illustrative examples based on the Prototype 1 model.		WikiDeal's financial mechanisms can seem complex at first. This page walks through two fictional but realistic profiles, '''Kim''' and '''Noah''', to show exactly how each step works: from initial contribution, through Reward allocation, to monthly rewards and cashout. These are illustrative examples based on the Prototype 1 model.
	== Meet Kim & Noah ==		== Meet Kim & Noah ==
	'''Kim''': A 34-year-old community organizer based in Seoul. Believes in cooperative economics and wants to support WikiDeal's early phase with CHF 1,000.		'''Kim''': A 34-year-old community organizer based in Seoul. Believes in cooperative economics and wants to support WikiDeal's early phase with CHF 1,000.
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	== Step 1: The Contribution (Bonding Curve) ==		== Step 1: The Contribution (Bonding Curve) ==
	When a funder contributes CHF to WikiDeal, the amount is processed through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]] formula. The bonding curve determines how many [[Gov/en/Portal:Economy/Rewards\|~~Credits~~]] are issued in return. Crucially, the earlier a funder contributes (when the reserve is low), the more ~~Credits~~ they receive per CHF. This is the '''Bonding Curve advantage''', not a payout multiplier.		When a funder contributes CHF to WikiDeal, the amount is processed through the [[Gov/en/Portal:R&D/Innovations:Bonding Curve\|Bonding Curve]] formula. The bonding curve determines how many [[Gov/en/Portal:Economy/Rewards\|Rewards]] are issued in return. Crucially, the earlier a funder contributes (when the reserve is low), the more Rewards they receive per CHF. This is the '''Bonding Curve advantage''', not a payout multiplier.

	* '''Kim''' contributes CHF 1,000 → receives approximately CHF 100 worth of Rewards (example from bonding curve formula at r=0: ~100 CHF reward = ~10,000 ~~Credits~~ at CHF 0.01~~/Credit~~)		* '''Kim''' contributes CHF 1,000 → receives approximately CHF 100 worth of Rewards (example from bonding curve formula at r=0: ~100 CHF reward = ~10,000 Rewards at CHF 0.01 per Reward)
	* '''Noah''' contributes CHF 5,000 → receives approximately CHF 476 worth of Rewards (~47,600 ~~Credits~~)		* '''Noah''' contributes CHF 5,000 → receives approximately CHF 476 worth of Rewards (~47,600 Rewards)

	Early funders get more ~~Credits~~ per CHF because the reserve is low. As more contributions accumulate, the bonding curve adjusts, and each subsequent CHF brings fewer ~~Credits~~. This is an inherent property of the formula, not a promotional bonus.		Early funders get more Rewards per CHF because the reserve is low. As more contributions accumulate, the bonding curve adjusts, and each subsequent CHF brings fewer Rewards. This is an inherent property of the formula, not a promotional bonus.

	== Step 2: ~~Credit~~ Allocation (Need-Driven Funding) ==		== Step 2: Reward Allocation (Need-Driven Funding) ==
	Not all ~~Credits~~ go directly to the funder. The [[Gov/en/Portal:R&D/Innovations:Need-Driven Funding\|Need-Driven Funding mechanism]] splits the total ~~Credits~~ between the funder's ~~personal~~ '''Rewards''' and a '''community pool'''. This allocation is determined at funding time: it does not change later.		Not all Rewards go directly to the funder. The [[Gov/en/Portal:R&D/Innovations:Need-Driven Funding\|Need-Driven Funding mechanism]] splits the total Rewards between the funder's '''personal Rewards''' and a '''community pool'''. This allocation is determined at funding time: it does not change later.

	* The Need-Driven Funding percentage (P2) defines how much goes to Rewards vs. the community pool.		* The Need-Driven Funding percentage (P2) defines how much goes to Rewards vs. the community pool.
	* Example: if the Need-Driven Funding percentage is set at '''70%''':		* Example: if the Need-Driven Funding percentage is set at '''70%''':
	* Kim's 10,000 ~~Credits~~ → '''7,000 Rewards''' + 3,000 to the community pool		* Kim's 10,000 Rewards → '''7,000 personal Rewards''' + 3,000 to the community pool
	* Noah's 47,600 ~~Credits~~ → '''33,320 Rewards''' + 14,280 to the community pool		* Noah's 47,600 Rewards → '''33,320 personal Rewards''' + 14,280 to the community pool

	The community pool portion supports WikiDeal's broader civic and operational goals. The Rewards held by Kim and Noah are what generate future rewards.		The community pool portion supports WikiDeal's broader civic and operational goals. The Rewards held by Kim and Noah are what generate future rewards.
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	The primary ongoing reward mechanism is the distribution of WikiDeal's monthly subscription revenue across all Rewards in circulation. The formula is linear and transparent:		The primary ongoing reward mechanism is the distribution of WikiDeal's monthly subscription revenue across all Rewards in circulation. The formula is linear and transparent:

	Revenue per ~~Credit~~ = Total monthly subscription revenue ÷ 100,000,000		Revenue per Reward = Total monthly subscription revenue ÷ 100,000,000

	The denominator (100,000,000) represents the total ~~Credits~~ in the system. This keeps the formula stable and predictable as WikiDeal scales.		The denominator (100,000,000) represents the total Rewards in the system. This keeps the formula stable and predictable as WikiDeal scales.

	=== Example Scenario ===		=== Example Scenario ===
	WikiDeal has '''50,000 active subscribers''' paying CHF 1/month = CHF 50,000/month total revenue.		WikiDeal has '''50,000 active subscribers''' paying CHF 1/month = CHF 50,000/month total revenue.

	* Revenue per ~~Credit~~ = CHF 50,000 ÷ 100,000,000 = '''CHF 0.0005''' per ~~Credit~~ per month		* Revenue per Reward = CHF 50,000 ÷ 100,000,000 = '''CHF 0.0005''' per Reward per month
	* '''Kim''' (7,000 ~~Credits~~) earns: CHF 0.0005 × 7,000 = '''CHF 3.50/month'''		* '''Kim''' (7,000 Rewards) earns: CHF 0.0005 × 7,000 = '''CHF 3.50/month'''
	* '''Noah''' (33,320 ~~Credits~~) earns: CHF 0.0005 × 33,320 = '''CHF 16.66/month'''		* '''Noah''' (33,320 Rewards) earns: CHF 0.0005 × 33,320 = '''CHF 16.66/month'''

	=== Scaling Effect ===		=== Scaling Effect ===
	As WikiDeal grows its subscriber base, rewards scale proportionally for all ~~Credit~~ holders:		As WikiDeal grows its subscriber base, rewards scale proportionally for all Reward holders:

	{\| class="wikitable wikitable"		{\| class="wikitable wikitable"
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	! Active Subscribers		! Active Subscribers
	! Monthly Revenue (CHF 1/sub)		! Monthly Revenue (CHF 1/sub)
	! Revenue/~~Credit~~		! Revenue/Reward
	! Kim (7,000 ~~Credits~~)		! Kim (7,000 Rewards)
	! Noah (33,320 ~~Credits~~)		! Noah (33,320 Rewards)
	\|-		\|-
	\| 10,000		\| 10,000
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	\|}		\|}

	''Note: these figures assume CHF 1/month per subscriber and a fixed ~~Credit~~ count for Kim and Noah. Actual rewards will vary based on real subscription pricing and total ~~Credits~~ in circulation.''		''Note: these figures assume CHF 1/month per subscriber and a fixed Reward count for Kim and Noah. Actual rewards will vary based on real subscription pricing and total Rewards in circulation.''

	== Step 5: Cashout Conditions ==		== Step 5: Cashout Conditions ==
	Kim and Noah can convert their Rewards to CHF when the cashout conditions defined by the protocol are met. Key principles:		Kim and Noah can convert their Rewards to CHF when the cashout conditions defined by the protocol are met. Key principles:

	* '''No speculation:''' The CHF value of each ~~Credit~~ is defined entirely by the algorithm. There is no secondary market, no price volatility.		* '''No speculation:''' The CHF value of each Reward is defined entirely by the algorithm. There is no secondary market, no price volatility.
	* '''Revenue-linked:''' Cashout is possible when sufficient subscription revenue has been generated to back the redemption. This ensures the system remains solvent and sustainable.		* '''Revenue-linked:''' Cashout is possible when sufficient subscription revenue has been generated to back the redemption. This ensures the system remains solvent and sustainable.
	* '''Transparent timing:''' The protocol defines clear thresholds for when cashout windows open, Kim and Noah can track this through their contributor dashboard.		* '''Transparent timing:''' The protocol defines clear thresholds for when cashout windows open, Kim and Noah can track this through their contributor dashboard.
	* '''Proportional:''' Cashout amounts are proportional to the number of Rewards held and the current CHF value per ~~Credit~~ at the time of redemption.		* '''Proportional:''' Cashout amounts are proportional to the number of Rewards held and the current CHF value per Reward at the time of redemption.

	This design eliminates speculative risk for contributors while ensuring WikiDeal can meet its obligations as it scales revenue.		This design eliminates speculative risk for contributors while ensuring WikiDeal can meet its obligations as it scales revenue.