Gov/en/Portal:Economy/Cashout-Mechanism - Revision history

AI-Admin-Assistant: Category cleanup: remove Category:Migration June 2026 (founder order 2026-09-03)

2026-09-03T17:17:32Z

Category cleanup: remove Category:Migration June 2026 (founder order 2026-09-03)

← Older revision		Revision as of 19:17, 3 September 2026
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	[[Category:Funding]]		[[Category:Funding]]
	~~[[Category:Migration June 2026]]~~
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AI-Admin-Assistant: Add link to French version (EN remains the primary version)

2026-09-01T16:29:32Z

Add link to French version (EN remains the primary version)

← Older revision		Revision as of 18:29, 1 September 2026
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	<span id="see-also"></span>		<span id="see-also"></span>
	== See also ==		== See also ==
			* [[Gov/fr/Portal:Economy/Mecanisme-Encaissement\|🇫🇷 Version française de cette page]]
	* [[Gov/en/Portal:Economy/Rewards\|Rewards]]		* [[Gov/en/Portal:Economy/Rewards\|Rewards]]
	* [[Gov/en/Portal:Economy/Subscriptions\|Subscriptions]]		* [[Gov/en/Portal:Economy/Subscriptions\|Subscriptions]]

AI-Admin-Assistant: Operation Funding cleanup: add Category:Funding

2026-08-20T23:41:14Z

Operation Funding cleanup: add Category:Funding

← Older revision		Revision as of 01:41, 21 August 2026
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	* [[Gov/en/Portal:R&D/Open-Calls:Main\|Open Call: main page]]		* [[Gov/en/Portal:R&D/Open-Calls:Main\|Open Call: main page]]

			[[Category:Funding]]
	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
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AI-Admin-Assistant: Shorten intros per Theo's 20s rule

2026-08-09T00:54:25Z

Shorten intros per Theo's 20s rule

← Older revision		Revision as of 02:54, 9 August 2026
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	{{KidsIntro\|When people pay their small yearly fee to use WikiDeal, that money is shared ~~between~~ everyone who helped fund the project. Each fee gives everyone a tiny piece, so ~~people watch their piggy bank~~ grow slowly. ~~And nobody is forced to~~ pay~~: you only need the fee~~ when ~~you sign~~ a ~~real~~ contract.}}		{{KidsIntro\|When people pay their small yearly fee to use WikiDeal, that money is shared among everyone who helped fund the project. Each fee gives everyone a tiny piece, so savings grow slowly. You only pay when signing a contract.}}
	{{ExpertIntro\|~~The~~ cash-out ~~of Rewards~~ is funded by user subscriptions~~: each subscription paid is~~ redistributed across ~~all holders of~~ activated Rewards~~, pro rata. With, for example, 30 to 40 million activated~~ Rewards, ~~one franc~~ is ~~distributed in one thirty~~-~~millionth per Reward: very little, but not~~ zero~~, so holders see their cash-out grow progressively~~. ~~Three options~~ are envisaged ~~for the percentage of each subscription attributed to the cash-out:~~ 100%, ~~a fixed share estimated at~~ 50%, or a degressive ~~percentage starting at 100% and decreasing to 1%. For the donors of the first million, the commitment is between 50 and 100%~~. Subscriptions ~~are not~~ invasive~~: the platform can be used without paying~~, ~~a subscription is~~ only ~~required~~ to sign a contract ~~in a marketplace, and it is inactive by default. The best formula is the subject of a dedicated open call~~.}}		{{ExpertIntro\|Reward cash-out is funded by user subscriptions, redistributed pro rata across activated Rewards; with tens of millions of Rewards, each payout is tiny but non-zero and grows over time. Several allocation percentages are envisaged (100%, ~50%, or degressive). Subscriptions stay non-invasive, required only to sign a contract.}}

	__TOC__		__TOC__

AI-Admin-Assistant: Terminology: use official term 'cash-out' instead of 'restitution' (Rewards mechanism)

2026-08-06T18:47:37Z

Terminology: use official term 'cash-out' instead of 'restitution' (Rewards mechanism)

← Older revision		Revision as of 20:47, 6 August 2026
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	# '''100%''': all subscription money goes to covering the cash-out of Rewards. This option is considered unlikely, because it raises a dilemma: repaying the commitments first, at the risk of fragilizing the operating costs of the platform (operating costs do exist).		# '''100%''': all subscription money goes to covering the cash-out of Rewards. This option is considered unlikely, because it raises a dilemma: repaying the commitments first, at the risk of fragilizing the operating costs of the platform (operating costs do exist).
	# '''A fixed percentage''', estimated at 50%.		# '''A fixed percentage''', estimated at 50%.
	# '''A degressive percentage''': it would start at 100% and progressively decrease to 1% as holders receive their ~~restitution~~, so the ~~restitution~~ goes slower and slower over time.		# '''A degressive percentage''': it would start at 100% and progressively decrease to 1% as holders receive their cash-out, so the cash-out goes slower and slower over time.

	For the '''donors of the first million''', the commitment is that the percentage stays '''between 50% and 100%''', that is, '''at least 50% on average''' over Prototype 1. This commitment does not cover early supporters: for them, the terms may change in order to preserve some liquidity, so that the system keeps working.		For the '''donors of the first million''', the commitment is that the percentage stays '''between 50% and 100%''', that is, '''at least 50% on average''' over Prototype 1. This commitment does not cover early supporters: for them, the terms may change in order to preserve some liquidity, so that the system keeps working.

AI-Admin-Assistant: Rename Open Call to Open Calls; remove reputation credits (Theo 2026-08-03)

2026-08-03T19:48:45Z

Rename Open Call to Open Calls; remove reputation credits (Theo 2026-08-03)

← Older revision		Revision as of 21:48, 3 August 2026
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	<span id="open-call"></span>		<span id="open-call"></span>
	== An open call on the best formula ==		== An open call on the best formula ==
	Which formula is the best one? This question is a full open call in itself: see the dedicated open call [[Gov/en/Portal:R&D/Open-~~Call~~:Cashout-Policy\|Cashout policy]] (wave 2). Its deadline will be determined once at least CHF 100,000 in donations have been obtained.		Which formula is the best one? This question is a full open call in itself: see the dedicated open call [[Gov/en/Portal:R&D/Open-Calls:Cashout-Policy\|Cashout policy]] (wave 2). Its deadline will be determined once at least CHF 100,000 in donations have been obtained.

	<span id="funding-rounds"></span>		<span id="funding-rounds"></span>
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	* [[Gov/en/Portal:Economy/Rewards\|Rewards]]		* [[Gov/en/Portal:Economy/Rewards\|Rewards]]
	* [[Gov/en/Portal:Economy/Subscriptions\|Subscriptions]]		* [[Gov/en/Portal:Economy/Subscriptions\|Subscriptions]]
	* [[Gov/en/Portal:R&D/Open-~~Call~~:Cashout-Policy\|Open call: cashout policy]]		* [[Gov/en/Portal:R&D/Open-Calls:Cashout-Policy\|Open call: cashout policy]]
	* [[Gov/en/Portal:R&D/Open-~~Call~~:Main\|Open Call: main page]]		* [[Gov/en/Portal:R&D/Open-Calls:Main\|Open Call: main page]]

	[[Category:Migration June 2026]]		[[Category:Migration June 2026]]
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AI-Admin-Assistant: First-million commitment: at least 50% on average over Prototype 1 (Theo audio 2026-07-15 19:31)

2026-07-15T19:38:45Z

First-million commitment: at least 50% on average over Prototype 1 (Theo audio 2026-07-15 19:31)

← Older revision		Revision as of 21:38, 15 July 2026
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	# '''A degressive percentage''': it would start at 100% and progressively decrease to 1% as holders receive their restitution, so the restitution goes slower and slower over time.		# '''A degressive percentage''': it would start at 100% and progressively decrease to 1% as holders receive their restitution, so the restitution goes slower and slower over time.

	For the '''donors of the first million''', the commitment is that the percentage stays '''between 50% and 100%'''. This commitment does not cover early supporters: for them, the terms may change in order to preserve some liquidity, so that the system keeps working.		For the '''donors of the first million''', the commitment is that the percentage stays '''between 50% and 100%''', that is, '''at least 50% on average''' over Prototype 1. This commitment does not cover early supporters: for them, the terms may change in order to preserve some liquidity, so that the system keeps working.

	<span id="open-call"></span>		<span id="open-call"></span>

AI-Admin-Assistant: New page: cashout mechanism (subscriptions redistribution example, non-invasive subscriptions freemium, three options, first million commitment, one round at a time) (Theo audio 2026-07-15)

2026-07-15T19:34:07Z

New page: cashout mechanism (subscriptions redistribution example, non-invasive subscriptions freemium, three options, first million commitment, one round at a time) (Theo audio 2026-07-15)

New page

{{KidsIntro|When people pay their small yearly fee to use WikiDeal, that money is shared between everyone who helped fund the project. Each fee gives everyone a tiny piece, so people watch their piggy bank grow slowly. And nobody is forced to pay: you only need the fee when you sign a real contract.}}
{{ExpertIntro|The cash-out of Rewards is funded by user subscriptions: each subscription paid is redistributed across all holders of activated Rewards, pro rata. With, for example, 30 to 40 million activated Rewards, one franc is distributed in one thirty-millionth per Reward: very little, but not zero, so holders see their cash-out grow progressively. Three options are envisaged for the percentage of each subscription attributed to the cash-out: 100%, a fixed share estimated at 50%, or a degressive percentage starting at 100% and decreasing to 1%. For the donors of the first million, the commitment is between 50 and 100%. Subscriptions are not invasive: the platform can be used without paying, a subscription is only required to sign a contract in a marketplace, and it is inactive by default. The best formula is the subject of a dedicated open call.}}

__TOC__

= Cashout mechanism =

''Status: initial hypothesis, under construction, proposed as a basis for discussion.''


== How the cash-out works ==
People take [[Gov/en/Portal:Economy/Subscriptions|subscriptions]] to use WikiDeal, and each subscription paid is redistributed across all the holders of activated [[Gov/en/Portal:Economy/Rewards|Rewards]], pro rata of the Rewards they hold.

Concretely: if Rewards have already been activated through donations and early supporter contributions for, say, 30 or 40 million, then one franc of subscription is distributed in one thirty-millionth per Reward across all holders. That is very little, but it is not zero either: holders see their money grow progressively. They see the cash-out grow.


== The cash-out comes from subscriptions, and subscriptions are not invasive ==
This point matters and is worth repeating: '''the cash-out is funded by subscriptions, and subscriptions are not invasive'''. There is no insistence. People can use the platform without paying: they are only asked to take one month of subscription once, to see how it works, and they can then stop paying as long as they have not made a transaction, as long as they have not signed a contract for a loan, for babysitting, or for any other starting use case.

It is a freemium type of model: at the beginning, people put one franc once, and it stops there. By default, the subscription is written as '''inactive by default''': it is the user who clicks to reactivate it. Registering the credit card only tests that the person has a means of payment, nothing more.

It is therefore possible that there are few subscriptions at the beginning. Subscriptions would really start growing when marketplaces are active, since '''signing a contract in a marketplace requires an up-to-date subscription'''.


== Three options for the cash-out percentage ==
Three options are envisaged for the percentage of each WikiDeal subscription that is attributed to the cash-out of Rewards:

# '''100%''': all subscription money goes to covering the cash-out of Rewards. This option is considered unlikely, because it raises a dilemma: repaying the commitments first, at the risk of fragilizing the operating costs of the platform (operating costs do exist).
# '''A fixed percentage''', estimated at 50%.
# '''A degressive percentage''': it would start at 100% and progressively decrease to 1% as holders receive their restitution, so the restitution goes slower and slower over time.

For the '''donors of the first million''', the commitment is that the percentage stays '''between 50% and 100%'''. This commitment does not cover early supporters: for them, the terms may change in order to preserve some liquidity, so that the system keeps working.


== An open call on the best formula ==
Which formula is the best one? This question is a full open call in itself: see the dedicated open call [[Gov/en/Portal:R&D/Open-Call:Cashout-Policy|Cashout policy]] (wave 2). Its deadline will be determined once at least CHF 100,000 in donations have been obtained.


== One round at a time ==
One point is considered settled: there would be no second financial donation round before the first one is at least well advanced.


== See also ==
* [[Gov/en/Portal:Economy/Rewards|Rewards]]
* [[Gov/en/Portal:Economy/Subscriptions|Subscriptions]]
* [[Gov/en/Portal:R&D/Open-Call:Cashout-Policy|Open call: cashout policy]]
* [[Gov/en/Portal:R&D/Open-Call:Main|Open Call: main page]]

[[Category:Migration June 2026]]